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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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13206 Front Beach Rd Unit 301 , Panama City Beach, FL 32407
$624,900
Est. Payment: $3,452.48/mo
3 Bed
2 Bath
1800 Sqft
Status: Active | Days on site: 21
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Harrison Lilly Team
Owner/Operator

House Description

RARE TO THE MARKET -- LUXURY TOP FLOOR/PENTHOUSE LEVEL, 3 GARAGE SPACES & GULF VIEWS - JUST STEPS FROM THE BEACH! Welcome to Vista Del Mar I, an incredibly rare 4-unit boutique complex located directly across the street from the sugar-white sands and emerald waters of Panama City Beach. If you love the beach but could do without crowded high-rise elevators, packed parking garages, and massive resort complexes, this is the property you have been waiting for. Offering approximately 1,800 square feet of beautifully designed living space, this spacious 3-bedroom condo delivers the feel of a beach home with the convenience and flexibility of condominium ownership. Step onto the oversized private balcony and take in gorgeous Gulf views while being only approximately 50 feet from Beach Access #46. Morning walks on the sand, sunset evenings along the Gulf, and spontaneous beach days could not be easier. Remodeled in 2021, the interior showcases beautiful LVP flooring, stainless steel appliances, and an stunning primary bathroom featuring gorgeous shower tile. The open-concept living area feels bright, comfortable, and remarkably spacious, while the kitchen offers generous counter space, stainless appliances, and a large breakfast bar perfect for entertaining family and friends. Read more... The oversized King Primary Suite creates a private retreat of its own, complete with an ensuite bathroom featuring a large soaking tub and separate walk-in shower. Two additional guest bedrooms--one with a king bed and one with a queen--provide exceptional space for family and guests. With additional sleeping accommodations in the living area, the property can comfortably accommodate up to 10 guests. And then there is something almost unheard of this close to the beach: PRIVATE GARAGE PARKING AND INCREDIBLE STORAGE! Enjoy parking for up to four vehicles, including two garage spaces, giving you room for vehicles, beach gear, paddleboards, bikes, golf carts, and everything that comes with the Panama City Beach lifestyle. With only FOUR residences in the entire complex, Vista Del Mar I offers a level of privacy and peaceful coastal living that is increasingly difficult to find in PCB. No endless elevator waits. No navigating a massive high-rise just to reach your front door. No fighting through hundreds of units to get to the beach. Simply park, settle in, and enjoy the Gulf. The possibilities here are tremendous. Make it your primary residence, your personal beach retreat, a long-term rental, or take advantage of its short-term rental potential. The combination of THREE bedrooms, approximately 1,800 square feet, Gulf views, exceptional parking, a private garage, and immediate beach access makes this a standout opportunity. And the location only gets better! You are just steps from the beach while remaining convenient to Pier Park, Shipwreck Island, Topgolf, dining, shopping, entertainment, and approximately 3.6 miles from Frank Brown Park. ONE OF THE LOWEST-PRICED 3-BEDROOM OPPORTUNITY IN PCB -- with space, privacy, Gulf views, garage parking, and the beach practically at your front door. Vista Del Mar I rarely comes to market. When you combine this much square footage with a boutique 4-unit setting and one of Panama City Beach's most desirable amenities--the Gulf just steps away--you have a beach property that is anything but ordinary. Come see what beach ownership feels like without the high-rise lifestyle. This one is special.

Highlights

Listed by Kyle V Hock , 850-225-6893 RealJoy Realty LLC , 850-290-8060. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

2006

County

Bay

Area

27 - Bay County

Neighborhood

Vista Del Mar I Condo

Listing ID

1011230

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Stove/Oven Electric, Washer
Air Cond:Central Air
Fireplaces:
Floor:Floor Tile
Other:
  • ▪ Additional:Ceiling Vaulted, Lighting Recessed, Newly Painted, Washer/Dryer Hookup

Exterior Features

Others:
  • ▪ Additional:Balcony
Sewer:Public Sewer
Parking Features:Oversized
Principal Interest
$3,452
Taxes
$566
HOA
$0

Home Price

$624,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$124,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,452.48

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,452.48 $565.91 $0.00 $4,018.39
Yearly $41,429.79 $6,790.86 $0.00 $48,220.65
Total $1,242,893.70 $203,725.80 $0.00 $1,446,619.50

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T04:14:31.000Z

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