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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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8730 S Thomas Dr Unit 106 , Panama City Beach, FL 32408
$245,000
Est. Payment: $1,353.59/mo
1 Bed
2 Bath
680 Sqft
Status: Active | Days on site: 21
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ETHI - E35767
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

This villa at St Thomas Square offers a serene and relaxing space for enjoying all that Panama City Beach has to offer. Whether that be as your own personal home or as a beach rental! This unit is very well kept, fully furnished and ready to be enjoyed. Grand Lagoon, located just steps out the back door, is excellent for fishing, observing wildlife and boating. The St Thomas Square dock is a short walk down the paved pathway and is one of the few condominiums on PCB that has the availability for a dock tie up. Your boat or rental can be docked in one of the boat slips which is able to accommodate boats as large as 25 ft. It is a scenic and quick ride down the Lagoon to Shell Island, St Andrews State Park and the Gulf!
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Highlights

Listed by Jamie A Proctor , 850-896-5407 Think Real Estate , 850-270-4200. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1984

County

Bay

Area

27 - Bay County

 Neighborhood

Villas of St Thomas I

Listing ID

1000103

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:1
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Refrigerator, Stove/Oven Electric, Washer
Other:
  • ▪ Additional:Pantry, Washer/Dryer Hookup

Exterior Features

Lot:Lagoon
Others:
  • ▪ Additional:Patio Covered, Patio Enclosed
Sewer:Public Sewer
Principal Interest
$1,354
Taxes
$212
HOA
$0

Home Price

$245,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$49,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,353.59

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,353.59 $212.33 $0.00 $1,565.92
Yearly $16,243.08 $2,547.95 $0.00 $18,791.03
Total $487,292.30 $76,438.50 $0.00 $563,730.80

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T04:14:31.000Z

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