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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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8730 Thomas Dr Unit 314 , Panama City Beach, FL 32408
$299,000
Est. Payment: $1,516.47/mo
2 Bed
2 Bath
1000 Sqft
Status: active | Days on site: 62
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
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House Description

WATERFRONT...Lagoon Views & Coastal Convenience! Seller is willing to pay for buyers first 6 months of HOA at closing!! Welcome to this beautifully located 2-bedroom, 2-bath condo offering stunning views of the lagoon and just a block and a half stroll to the white sandy beaches of the Gulf of Mexico. Whether you're seeking a primary residence, vacation getaway, or investment property, this condo delivers the perfect blend of relaxation and convenience. Enjoy watching boats, dolphins and manatees cruise by from your private balcony while taking advantage of the area's best attractions right outside your door. Walk to popular restaurants, shopping, entertainment, and nightlife, including the highly anticipated new Tootsies. With easy access to the beach, lagoon activities, and all that Panama City Beach has to offer, this is coastal living at its finest! All appliances were new when sellers purchased in 2017. Freshly painted bedrooms and bathrooms. Electric fireplace in Living Room area is great for an ambiance feeling. Water Heater replaced in 2018. Hurricane Shutters on Front of Condo. Seller would love to become new buyers 2026/2027 snowbird renter.
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Highlights

Listed by Victoria Haley , 314-799-7653 Counts Real Estate Group Inc , 850-249-3615. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1984

County

Bay

Area

27 - Bay County

 Neighborhood

Villas of St. Thomas 3

Listing ID

1008644

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Dryer, Microwave, Refrigerator, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile,Floor WW Carpet
Other:
  • ▪ Additional:Breakfast Bar, Ceiling Vaulted, Pantry, Washer/Dryer Hookup

Exterior Features

Lot:Unit Waterfront,Lagoon
Others:
  • ▪ Additional:Balcony
Sewer:Public Sewer
Principal Interest
$1,516
Taxes
$238
HOA
$0

Home Price

$299,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$59,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,516.47

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,516.47 $238.00 $0.00 $1,754.47
Yearly $18,197.66 $2,856.00 $0.00 $21,053.66
Total $545,929.77 $85,680.00 $0.00 $631,609.77

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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