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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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8730 Thomas Dr Unit 305 , Panama City Beach, FL 32408
$249,000
Est. Payment: $1,262.75/mo
1 Bed
2 Bath
680 Sqft
Status: active | Days on site: 535
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

FOR SALE Water FRONT condo only a block from the Sandy Beaches in Panama City Beach, FL. Want walkability to restaurants and shops?? Do you own a Boat? Want to own a Beach Vacation home or Investment rental property? This condo gets you a place in one of the most sought after beaches in Florida! Are you tired of slow elevators and stairs? Imagine parking right in front of your front door and walking right in! The Nautical Themed Condo was totally remodeled in 2024. The added Murphy bed, maximizes the space providing extra sleeping arrangements. When not in use, the Murphy bed folds up into the wall, which frees up valuable room during the day. The small touches in this unit, makes it so unique, giving you and your guests a fantastic Beach and Boating experience!! Open parking in the secured complex. The Amenities include a boat dock on Grand Lagoon that leads out to the Bay and then to the Gulf of Mexico, Shell Island. This complex has an in-ground pool on the Lagoon, a sauna, clubhouse, a fire pit, and tennis courts! St Thomas Square has shopping and restaurants and are a short walking distance to public beach access #24. Boat and trailer parking can be reserved for owners and you can dock your boat while staying in the condo. Located on the 1st floor allows you to park and walk right in your unit! St. Thomas Square with its Retail space, adds a layer of convenience, allowing residents to enjoy dining options without having to venture far from home. The integration of retail space within the complex of the residential units, contributes to a dynamic and vibrant living environment. This condo offers a blend of security, leisure, and convenience, making it an appealing choice for those seeking comfortable experience while living or vacationing in Panama City Beach, FL. Sit outside on your covered patio and enjoy the views of the Grand Lagoon water. A perfect Vacation, Investment, 2nd home or Primary home!

Highlights

Listed by Susan West , 850-819-5051 Berkshire Hathaway HomeServices Beach Properties of Florida , 850-252-4160. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

Year Built

1984

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Villas Of St. Thomas 3

Listing ID

766072

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:1
  • Bathrooms:2
  • Full Bathrooms:1
  • 1/2 Bathrooms:1
Appliances:Washer/Dryer Stacked, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Main Level Primary, Tub Shower

Exterior Features

Lot:Paved
Lot Dimensions:0x0
Roof:Tile
Others:
  • Additional:Boat Slip, Dock
Parking Features:Gated,Parking Lot
Principal Interest
$1,263
Taxes
$204
HOA
$0

Home Price

$249,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$49,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,262.75

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,262.75 $203.83 $0.00 $1,466.58
Yearly $15,153.00 $2,446.00 $0.00 $17,599.00
Total $454,589.95 $73,380.00 $0.00 $527,969.95

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

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