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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4 Villa Ct , Panama City Beach, FL 32413
$491,500
Est. Payment: $2,715.47/mo
2 Bed
2 Bath
1083 Sqft
Status: Active | Days on site: 130
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Harrison Lilly Team
Owner/Operator

House Description

Just steps from Panama City Beach's famous sugar-white sands and emerald-green waters, this beautifully updated townhome offers an exceptional combination of coastal living, convenience, and investment potential. Located directly on Front Beach Road and only 150 feet from the crosswalk leading to Public Beach Access #76, you'll enjoy effortless access to the beach and all the fun that comes with it. Whether you're seeking a personal beach retreat, a second home, or a turnkey vacation rental, this fully furnished two-bedroom, two-bathroom property is ready to impress. Simply select your preferred vacation rental management company and start generating income from one of Florida's most sought-after beach destinations. The home has been extensively remodeled with fresh interior and exterior paint, creating a bright and welcoming atmosphere throughout. The updated kitchen features elegant quartz countertops, stainless steel appliances, and a spacious breakfast bar that's perfect for entertaining. Both bathrooms have also been upgraded with beautiful quartz surfaces, adding a touch of luxury to the home. Sun-filled living spaces, coastal breezes, and Gulf views enhance the relaxed beachside ambiance. The thoughtfully designed floor plan comfortably accommodates guests while providing plenty of space to gather, unwind, and make lasting memories after a day in the sun. Ideally situated near popular restaurants, shopping, entertainment venues, and many of Panama City Beach's most beloved attractions, this property offers the best of beach living with strong vacation rental appeal. Don't miss this opportunity to own a move-in-ready coastal getaway with excellent income-producing potential.

Highlights

Listed by The Wheeler Sauls Collective , 850-527-2275 Salty Marlin Realty LLC , 850-615-2406. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

935 Semi-Annually

Year Built

1982

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Villa Chateaus

Listing ID

790570

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:1
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Range
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:

Exterior Features

Lot:Paved
Lot Dimensions:26x96
Zoning:Resid Multi-Family
Roof:Metal
Sewer:Public Sewer
Principal Interest
$2,715
Taxes
$328
HOA
$935

Home Price

$491,500

Loan Details

30 yrs
7.374%

Down Payment

20%
$98,300
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,715.47

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,715.47 $327.67 $935.00 $3,978.13
Yearly $32,585.60 $3,932.00 $11,220.00 $47,737.60
Total $977,568.01 $117,960.00 $336,600.00 $1,432,128.01

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS