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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1 Chateau Rd , Panama City Beach, FL 32413
$650,000
Est. Payment: $3,296.68/mo
2 Bed
2 Bath
1161 Sqft
Status: active | Days on site: 33
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Rare end unit with stunning Gulf views from private balconies off both bedrooms! Located directly across from the beach in the highly desirable Laguna Beach community of Panama City Beach, this beautifully updated 2-bedroom, 2-bath beach cottage offers extra privacy, abundant natural light, and an unbeatable West End location. The home is completely turnkey and has never been used as a rental. Inside, you'll find updated cabinets and appliances, granite countertops, custom cabinetry, new furnishings, and thoughtfully designed built-in shelving that conceals the entrance to a spacious storage closet. A custom staircase handcrafted by a master carpenter adds even more character. The spacious primary bedroom includes a sitting area or office that could easily be converted into a bunk area for additional sleeping space. Both bedrooms open to private balconies with beautiful views of the Gulf. Villa Chateaus offers a community pool and low HOA dues of only $156 per month. Best of all, you're close to beloved Laguna Beach favorites, including Thomas Donut & Snack Shop and Carousel Supermarket, with the white-sand beach just across the street. Whether you're searching for a primary residence, second home, or Panama City Beach vacation rental, this rare Laguna Beach end unit offers the location, views, and turnkey condition buyers are looking for. Schedule your private showing at 1 Chateau Road today.

Highlights

Listed by Rachel N Warrell , 850-896-5899 eXp Realty, LLC , 850-896-5899. Bay County Association of REALTORS

Property Type

Condo/Townhome

Lot/Acreage
0.07

HOA Fee

Year Built

1982

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Villa Chateaus

Listing ID

792830

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Washer/Dryer Stacked, Electric Cooktop, Electric Oven, Electric Range
Air Cond:Central Air,Varies by Unit
Fireplaces:
Other:
  • Additional:Balcony, Double Vanity, Interior Steps, Tub Shower, Upper Level Primary

Exterior Features

Lot:Paved
Lot Dimensions:21.0 ft x 99.0 ft
Zoning:Resid Multi-Family
Others:
  • Additional:Covered Patio
Sewer:Public Sewer
Parking Features:Paved,Parking Lot
Principal Interest
$3,297
Taxes
$414
HOA
$0

Home Price

$650,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$130,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,296.68

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,296.68 $414.38 $0.00 $3,711.05
Yearly $39,560.13 $4,972.50 $0.00 $44,532.63
Total $1,186,803.85 $149,175.00 $0.00 $1,335,978.85

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS