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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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738 Seabreeze Dr , Panama City Beach, FL 32408
$640,000
Est. Payment: $3,535.91/mo
3 Bed
2 Bath
1018 Sqft
0.02 Acres
Status: Active | Days on site: 1
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Harrison Lilly Team
Owner/Operator

House Description

Discover the ease of coastal living in this completely furnished, like-new home within Venture Out, one of Panama City Beach's most amenity-rich gated waterfront communities. Offering three bedrooms, two bathrooms and 1,018 square feet of thoughtfully designed living space, this turnkey residence presents an ideal opportunity for a primary home, vacation retreat or investment property. Designed with both style and durability in mind, the home features solid-surface countertops throughout the kitchen and bathrooms, a blend of wood and luxury vinyl plank flooring, ceramic tile in wet areas and custom wood finishes that add warmth and character throughout. A brick-paver driveway and walkway enhance curb appeal, while the roof carries a transferable 40-year warranty and the exterior is protected by high-quality 50-year paint for long-term peace of mind. Beyond the home itself, Venture Out offers an exceptional coastal lifestyle with direct access to both the gulf and Grand Lagoon. Residents and guests enjoy private beach access, two swimming pools including a heated pool, tennis courts, shuffleboard, mini golf, basketball courts, playgrounds, grilling areas and a bayside dock perfect for fishing or watching the sunset. Boaters will appreciate the community boat launch and waterfront access, while the gated entrance and 24-hour security provide added confidence and convenience. Bordering the natural beauty of St. Andrews State Park, this unique resort-style community offers the best of beach and bay living in one destination. Whether you're looking for a full-time residence, second home or income-producing property, this move-in-ready coastal cottage places every amenity within easy reach.

Highlights

Listed by Whitney E Cooley , 850-368-5782 Scenic Sotheby's International Realty , 850-231-6052. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.02

HOA Fee

Year Built

2022

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Venture Out Travel Trail

Listing ID

791863

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Washer/Dryer Stacked, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Main Level Primary, Shower Only

Exterior Features

Lot:Paved
Lot Dimensions:NA
Zoning:Resid Single Family
Roof:Composition,Shingle
Others:
  • ▪ Additional:Boat Ramp, Dock
Sewer:Public Sewer
Parking Features:Gated
Principal Interest
$3,536
Taxes
$597
HOA
$0

Home Price

$640,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$128,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,535.91

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,535.91 $596.60 $0.00 $4,132.50
Yearly $42,430.89 $7,159.15 $0.00 $49,590.04
Total $1,272,926.81 $214,774.50 $0.00 $1,487,701.31

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS