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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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689 Seashell Dr , Panama City Beach, FL 32408
$388,900
Est. Payment: $2,148.62/mo
2 Bed
2 Bath
1056 Sqft
Status: Active Under Contract | Days on site: 322
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SRRI - B1314,B0374
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Harrison Lilly Team
Owner/Operator

House Description

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS This charming coastal cottage is perfectly situated in one of the area's most popular resorts... Venture Out! It offers the ideal blend of comfort, rental potential, and beachside living. Step inside to a bright, welcoming interior featuring an open living area with vaulted ceilings, built-ins, and abundant natural light. The spacious kitchen offers great cabinet storage, granite countertops, and a large breakfast bar--perfect for family gatherings or entertaining. This home features two full bedrooms and two full bathrooms, plus a bonus bunk room, allowing plenty of space for guests and maximizing rental opportunities. Each room is uniquely styled with coastal touches throughout. Outside, enjoy your private parking, golf cart parking area, and a beautifully maintained lot surrounded by palm trees. The home is located just steps from the resort's amenities and a short golf cart ride to the sugar-white sandy beach and the Gulf of Mexico. Venture Out Resort Offers: ✔ Private beach access ✔ Two pools (one beachfront, one heated bayside) ✔ Tennis & pickleball courts ✔ Mini golf ✔ Children's play areas ✔ 24/7 gated security ✔ Community events and activities Whether you're looking for a personal beach getaway, a family vacation home, or a high-income rental property, this delightful cottage at 689 Seashell Dr is a perfect fit. Don't miss your chance to own in Venture Out--schedule your showing today!

Highlights

Listed by Kelli Sims , 850-294-8379 Sims Resort Realty, Inc , 850-238-8360. Bay County Association of REALTORS

Property Type

Residential

HOA Fee

321 Monthly

Year Built

1982

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Venture Out Travel Trail

Listing ID

781599

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Main Level Primary

Exterior Features

Lot Dimensions:30x60
Roof:Metal
Sewer:Public Sewer
Principal Interest
$2,149
Taxes
$248
HOA
$321

Home Price

$388,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$77,780
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,148.62

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,148.62 $247.92 $321.00 $2,717.54
Yearly $25,783.40 $2,975.09 $3,852.00 $32,610.48
Total $773,501.93 $89,252.55 $115,560.00 $978,314.48

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS