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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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10519 Front Beach Road 1705a , Panama City Beach, FL 32407
$499,000
Est. Payment: $2,756.90/mo
2 Bed
2 Bath
1183 Sqft
Status: Active | Days on site: 190
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HNR1 - B10795
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Harrison Lilly Team
Owner/Operator

House Description

Investor alert! This 17th-floor Gulf-front condo at Twin Palms Condominium is a true turnkey short-term vacation rental already producing income. This 2-bedroom, 2-bath unit offers breathtaking, unobstructed Gulf views that guests travel for -- and pay a premium to enjoy. Recently remodeled with updated flooring, refreshed kitchen and baths, and stylish coastal finishes, this unit is rental-ready with no downtime needed. The open-concept layout maximizes water views from the living area and primary suite, while the private balcony delivers panoramic sunrise-to-sunset views that drive five-star reviews and repeat bookings. Twin Palms is a highly sought-after, low-density beachfront building -- a major advantage for vacation renters seeking a less crowded, more exclusive feel. Amenities include a Gulf-front pool, indoor pool, hot tub, fitness center, and covered parking -- all within walking distance to restaurants, shopping, and attractions. Whether you're expanding your portfolio or securing a high-demand beachfront asset, this income-producing, fully turnkey condo offers immediate revenue potential in one of Panama City Beach's most desirable rental buildings.

Highlights

Listed by Whitney N Dubroca , 850-348-7302 Corcoran Reverie , 850-231-5030. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

2575 Quarterly

Year Built

2004

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Twin Palms Resort

Listing ID

785669

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Washer/Dryer Stacked, Electric Cooktop
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:

Exterior Features

Lot Dimensions:0x0
Zoning:City
Principal Interest
$2,757
Taxes
$460
HOA
$2,575

Home Price

$499,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$99,800
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Monthly Price:
$2,756.90

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,756.90 $460.42 $2,575.00 $5,792.32
Yearly $33,082.84 $5,525.00 $30,900.00 $69,507.84
Total $992,485.12 $165,750.00 $927,000.00 $2,085,235.12

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T03:46:57.000Z

© 2026 Bay County Association of REALTORS