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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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307 Turtle Cove , Panama City Beach, FL 32413
$649,900
Est. Payment: $3,590.60/mo
3 Bed
3 Bath
2172 Sqft
0.09 Acres
Status: Active | Days on site: 2
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WBPI - B1469,BNONA
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

Welcome to Turtle Cove at Lake Powell on the west end of Panama City Beach! This spacious 3-bedroom, 3-bath home with a large bonus room offers views of Lake Powell, an oversized first-floor primary suite, LVP flooring, tile showers, shiplap accents, and granite countertops. Quality features include impact-resistant windows, solid-core interior doors, fiberglass exterior doors, Hardy siding and soffits, and an HVAC air-scrubber system. Outside, you'll find an oversized driveway and storage shed. Turtle Cove offers a pool, hot tub, clubhouse, tennis/pickleball courts, fitness room, dock and more. Enjoy being just a short golf cart ride to the Gulf and close to restaurants, shopping, Pier Park, and Scenic 30A. A great location for enjoying the best of Panama City Beach!
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Highlights

Listed by DJ T Janovyak , 850-235-2551 and Non Member , 850-235-2551 Emerald Coast Realty Group , 850-235-2551. Bay County Association of REALTORS

Property Type

Residential
Lot/Acreage
0.09

HOA Fee

818 Quarterly

Year Built

2021

County

Bay

Area

03 - Bay County - Beach

 Neighborhood

Turtle Cove At Lake Powell

Listing ID

796160

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Electric Range, Gas Oven, Gas Range, Tankless Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Plank,Vinyl
Other:
  • ▪ Additional:Double Vanity, Main Level Primary, Walk-In Closet(s)

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:41x92
Zoning:Resid Single Family
Roof:Composition,Shingle
Others:
  • ▪ Additional:Dock, Patio
Parking Features:Additional Parking
Principal Interest
$3,591
Taxes
$460
HOA
$818

Home Price

$649,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$129,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,590.60

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,590.60 $460.33 $818.00 $4,868.94
Yearly $43,087.25 $5,523.99 $9,816.00 $58,427.24
Total $1,292,617.40 $165,719.70 $294,480.00 $1,752,817.10

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-06T23:58:41.000Z

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