Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

306 Turtle Cove , Panama City Beach, FL 32413
$475,000
Est. Payment: $2,624.31/mo
0.2 Acres
Status: Active | Days on site: 144
Get Pre-Qualified
RMFREE - B11561
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator

House Description

Tucked away in the serene, community of Turtle Cove at Lake Powell, this prime waterfront lot offers a rare opportunity to build your dream home in one of Florida's most peaceful and picturesque settings. With direct access to Lake Powell, Florida's largest coastal dune lake, this property includes community dock access, making it perfect for kayaking, paddleboarding, fishing, or simply soaking in breathtaking sunset views from the water. When the lake's natural outfall is open, residents can enjoy the unique opportunity to kayak or boat directly from Lake Powell to the Gulf of Mexico, offering an exceptional connection between the lake and the emerald waters of the coast. This is waterfront living at its finest, blending tranquility, recreation, and natural beauty in one remarkable location. Spanning nearly 8,300 square feet, the lot provides ample space to design a custom retreat with room for outdoor living and panoramic water views. Mature trees lend privacy and natural charm, while the tranquil cul-de-sac location ensures peace and quiet. Enjoy upscale amenities like a resort-style clubhouse, pool, fitness center, and tennis courts, all just minutes from the sugar-white sands of Panama City Beach and the charm of 30A. Whether you envision a cozy lakeside cottage or a spacious modern escape, this property is ready to bring your coastal vision to life. Waterfront lots with this kind of access and setting are few and far between--don't miss your chance to claim a piece of paradise!

Highlights

Listed by Brenda Mancil-Samadian , 214-679-1772 RE/MAX SELECT Partners , 850-806-2288. Bay County Association of REALTORS

Property Type

Vacant Land

Lot/Acreage
0.2

HOA Fee

68 Monthly

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Turtle Cove At Lake Powell

Listing ID

788867

Questions about this listing?

Contact Agent

Interior Features

Exterior Features

Lot Dimensions:54' x 156'
Zoning:Resid Single Family
Sewer:Community/Coop Sewer
Principal Interest
$2,624
Taxes
$144
HOA
$68

Home Price

$475,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$95,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,624.31

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,624.31 $144.25 $68.00 $2,836.56
Yearly $31,491.68 $1,731.00 $816.00 $34,038.68
Total $944,750.37 $51,930.00 $24,480.00 $1,021,160.37

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

© 2026 Bay County Association of REALTORS