Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

216 Turtle Cove , Panama City Beach, FL 32413
$639,000
Est. Payment: $3,240.89/mo
4 Bed
4 Bath
2262 Sqft
Status: active | Days on site: 55
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

Agent profile image
Harrison Lilly
Owner/Operator

House Description

Located in the highly desired community of Turtle Cove on beautiful Lake Powell, this beautifully updated home features high-end finishes and thoughtful upgrades throughout. Residents of Turtle Cove enjoy exceptional amenities including a large clubhouse, fitness center, resort-style pool, pickleball court, basketball court, community dock, and amphitheater. This home offers a brand-new 2024 A/C system including condenser and air handler, luxury vinyl plank flooring throughout, updated light fixtures and ceiling fans, and new toilets. The gourmet kitchen has been completely remodeled with new appliances, a hood vent, quartz countertops, subway tile backsplash, and an upgraded sink, creating the perfect space for cooking and entertaining. Additional interior upgrades include oak tread stairs, custom trim work featuring shiplap, nickel gap, and crown molding, along with updated laundry room cabinetry. Enjoy enhanced comfort and efficiency with a whole-home air purification system and reverse osmosis water system. Exterior features include professionally finished epoxy-coated porches, adding durability and curb appeal. This move-in-ready home combines modern style, functionality, and quality craftsmanship throughout.

Highlights

Listed by DJ T Janovyak , 850-235-2551 Emerald Coast Realty Group , 850-235-2551. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.08

HOA Fee

Year Built

2013

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Turtle Cove At Lake Powell

Listing ID

790158

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Electric Cooktop, Electric Oven, Electric Water Heater, Water Purifier Owned
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Double Vanity, Main Level Primary, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:40x85
Zoning:Resid Single Family
Principal Interest
$3,241
Taxes
$473
HOA
$0

Home Price

$639,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$127,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,240.89

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,240.89 $473.00 $0.00 $3,713.89
Yearly $38,890.65 $5,676.00 $0.00 $44,566.65
Total $1,166,719.48 $170,280.00 $0.00 $1,336,999.48

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS