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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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107 Turtle Cove , Panama City Beach, FL 32413
$849,000
Est. Payment: $4,305.52/mo
4 Bed
4 Bath
2941 Sqft
Status: active | Days on site: 5
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to 107 Turtle Cove, a stunning, custom built 4-bedroom, 3.5-bathroom single-family home located on the west end of beautiful Panama City Beach and four miles to 30A. This spacious single-family home offers southern coastal charm and a convenience. Lake Powell at Turtle Cove is a highly desireable neighborhood where you can golf cart, bike or walk one mile to the Gulf of America or the local Publix. Step inside this charming home and be greeted by a bright and inviting interior featuring dual pane windows with plantation shutters and recessed lighting. The large living space is ideal for a family or entertaining. The open kitchen is a chef's dream, equipped with stainless steel Energy Star appliances and a large island that adds both prep space and functionality. A built-in wine cooler ensures your favorite beverages are always perfectly chilled. Relax and unwind while enjoying the breezes on the wrap around porches found on the first and second floors. An oversized garage provides ample parking or storage, and there is a large parking pad in back. This home also features a downstairs primary ensuite with double walk in closets. More living space on the second floor has a media/recreation room, offering space for entertainment options along with a pool table, dart board and poker bar included with the home. There are three large bedrooms on the second floor and two additional full bathrooms , and a large second floor balcony. This home is perfect for a growing family or to welcome the grown family home to enjoy the coastal lifestyle. Don't miss this exceptional opportunity to own a thoughtfully designed home in Turtle Cove at Lake Powell. The neighborhood amenities include a large club house and pool overlooking the lake, tennis & pickleball court, fitness room, a common area for events and a community dock for fishing Lake Powell. Come experience all that 107 Turtle Cove has to offer!

Highlights

Listed by Leann B Nethery , 850-276-2127 Compass Florida, LLC , 850-296-9769. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.11

HOA Fee

818 Quarterly

Year Built

2018

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Turtle Cove At Lake Powell

Listing ID

794096

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Bar Fridge, Electric Cooktop, Electric Oven, Electric Water Heater, Plumbed For Ice Maker
Air Cond:Central Air,ENERGY STAR Qualified Equipment
Fireplaces:
Other:
  • Additional:Double Vanity, Jetted Tub, Main Level Primary, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:50 X 113
Zoning:Resid Single Family
Roof:Composition,Shingle
Sewer:Public Sewer
Parking Features:Additional Parking
Principal Interest
$4,306
Taxes
$465
HOA
$818

Home Price

$849,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$169,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,305.52

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,305.52 $464.93 $818.00 $5,588.45
Yearly $51,666.25 $5,579.12 $9,816.00 $67,061.37
Total $1,549,987.41 $167,373.60 $294,480.00 $2,011,841.01

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS