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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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109 Via Italia , Panama City Beach, FL 32407
$199,900
Est. Payment: $1,013.86/mo
0 Bed
0 Bath
0 Sqft
Status: active | Days on site: 6
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Almost Half-Acre High & Dry Cul-de-Sac Lot | Gated Trieste | Panama City Beach, FL High-and-dry homesite that sits completely out of the flood plain and backs up to a designated conservation area with a conservation easement, offering excellent long-term privacy along the rear of the property. This secluded, almost half-acre lot is located on a quiet cul-de-sac in the exclusive gated community of Trieste. Surrounded by mature trees and partially cleared, the property offers true privacy and tranquility. Enjoy watching deer feed in your backyard while soaking in the natural surroundings. The setting feels tucked away and peaceful, yet you are only a short drive from the crystal-clear waters and white sandy beaches of the Gulf -- while remaining well away from the busier tourist areas. With homes in Trieste having sold for as high as approximately $1.6 million, this lot offers an excellent opportunity to build a high-end residence in an established gated neighborhood. This homesite is ready for your custom new construction. Build the coastal dream home you have been envisioning in one of Panama City Beach's most desirable gated communities, known for its elegant Mediterranean-style homes, privacy, and quiet residential feel. A rare high-and-dry lot in Trieste that combines seclusion, conservation-backed privacy, and convenient access to the beach.

Highlights

Listed by Kristy A Woliver , 850-630-1143 Blue Bird Woliver Realty , 850-630-1143. Bay County Association of REALTORS

Property Type

Vacant Land

Lot/Acreage
0.45

HOA Fee

1150 Annually

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Trieste Phase 2

Listing ID

794074

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:0
  • Full Bathrooms:

Exterior Features

Lot:Paved
Lot Dimensions:66x135x238x126
Zoning:Resid Single Family
Sewer:Public Sewer
Principal Interest
$1,014
Taxes
$132
HOA
$1,150

Home Price

$199,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$39,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,013.86

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,013.86 $131.66 $1,150.00 $2,295.52
Yearly $12,166.26 $1,579.93 $13,800.00 $27,546.19
Total $364,987.83 $47,397.90 $414,000.00 $826,385.73

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS