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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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5004 Thomas Dr Unit 1102 , Panama City Beach, FL 32408
$575,000
Est. Payment: $2,916.29/mo
2 Bed
2 Bath
1370 Sqft
Status: active | Days on site: 142
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to your Gulf-front getaway at Treasure Island Resort--where the views are endless and the lifestyle is exactly what you've been dreaming of. This beautifully laid-out 2-bedroom, 2-bath condo (plus a fun bunk nook that guests will love) offers a spacious, open floor plan designed for both relaxing and entertaining. The primary suite sits right on the beach, so you can wake up to the sound of the waves, while the living room opens directly to the Gulf--bringing those breathtaking views into your everyday living space. In fact, you'll catch a glimpse of the water from nearly every room. Oversized tile flooring runs throughout the condo, making it as durable as it is stylish--perfect for a low-maintenance second home or a high-performing rental. The primary bathroom is generously sized with dual vanities and dual shower heads, creating a true retreat for owners and guests alike. Step outside and you'll find one of Treasure Island's signature features: the oversized balcony. These are some of the largest on the beach, giving you front-row seats to sunrise coffee, sunset cocktails, and everything in between. Treasure Island Resort is known for its family-friendly atmosphere and top-tier amenities, including a large heated pool, whirlpool, on-site bar and grill, fitness center, and a spacious community room. Located on the quieter eastern end of Thomas Drive, you're just minutes from St. Andrews State Park and within walking distance to some of the area's favorite dining spots. As an added bonus, this unit is being sold fully furnished and the seller has already secured annual beach chair service--making this a true turnkey experience for both owners and guests. If you've been waiting for the perfect blend of comfort, views, and location... this is it.

Highlights

Listed by Mandy Cooper , 850-685-1021 Scenic Sotheby's International Realty , 850-231-6052. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

2005

County

Bay

Area

27 - Bay County

Neighborhood

Treasure Island Resort

Listing ID

998233

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Disposal, Dryer, Microwave, Oven Self Cleaning, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile
Other:
  • Additional:Breakfast Bar, Hallway Bunk Beds

Exterior Features

Lot:Gulf
Others:
  • Additional:Balcony
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$2,916
Taxes
$367
HOA
$0

Home Price

$575,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$115,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,916.29

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,916.29 $366.56 $0.00 $3,282.85
Yearly $34,995.50 $4,398.75 $0.00 $39,394.25
Total $1,049,864.94 $131,962.50 $0.00 $1,181,827.44

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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