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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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6404 Pine Dr , Panama City Beach, FL 32408
$295,000
Est. Payment: $1,496.18/mo
3 Bed
2 Bath
1420 Sqft
Status: active | Days on site: 120
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to 6404 Pine Dr, a beautifully updated single-family home in the heart of Panama City Beach! This 3-bedroom, 2-bath split-floor plan offers 1,420 sq ft of comfortable living space, thoughtfully designed with the master suite on one side and two additional bedrooms on the other for added privacy. Step inside to find new flooring, fresh interior paint, and an inviting open layout with a breakfast bar perfect for casual dining. The master suite features a jetted tub, providing the perfect place to unwind. Ceiling fans throughout help keep the home cool and comfortable year-round, and the HVAC and water heater (both 2019) offer added peace of mind. An attached garage provides convenient parking and storage, and with no HOA, you can enjoy flexibility and freedom in how you use your property. Located just 0.5 miles from Publix, Winn-Dixie, and local restaurants, everyday errands are a breeze. Plus, you're only 2.1 miles from the beach, making it easy to enjoy the best of coastal living whenever you want. This home combines comfort, convenience, and an unbeatable PCB location--schedule your showing today!

Highlights

Listed by James McKeen , 850-960-1362 CENTURY 21 Commander Realty , 850-769-8326. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.17

Year Built

2000

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Treasure Cove

Listing ID

787948

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Double Vanity, Jetted Tub, Main Level Primary, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:75 x 100
Zoning:Resid Single Family
Roof:Composition,Shingle
Others:
  • Additional:Covered Patio
Parking Features:Garage,Garage Door Opener
Principal Interest
$1,496
Taxes
$211

Home Price

$295,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$59,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,496.18

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,496.18 $210.58 $0.00 $1,706.77
Yearly $17,954.21 $2,527.00 $0.00 $20,481.21
Total $538,626.36 $75,810.00 $0.00 $614,436.36

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS