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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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6328 Causeway Rd , Panama City Beach, FL 32408
$299,900
Est. Payment: $1,656.90/mo
3 Bed
2 Bath
1060 Sqft
0.17 Acres
Status: Active Under Contract | Days on site: 8
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LPA - BD494,B10827,B1135
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Harrison Lilly Team
Owner/Operator

House Description

'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS' LOCATION, LOCATION, LOCATION! Welcome to 6328 Causeway Road, tucked away on a quiet street in the Treasure Cove subdivision in the highly desirable Grand Lagoon area of Panama City Beach. Best of all, NO HOA and NO DEED RESTRICTIONS, giving you added flexibility to make the property work for your needs. Enjoy the coastal lifestyle with public Gulf beach access approximately 6 minutes away and multiple Grand Lagoon marinas and boat ramps just minutes from home. Boating, fishing, St. Andrews State Park, local restaurants, shopping, schools, and entertainment are all conveniently nearby. Situated on a large, fully fenced lot, there's plenty of space for additional parking, a boat, trailer, or other recreational toys. The property also features an attached one-car garage, driveway parking, storage shed, and metal roof. The generous backyard offers plenty of possibilities -- add a pool, create an outdoor entertaining space, or simply enjoy the extra room and privacy for pets and outdoor activities. Conveniently located near area schools, with Patronis Elementary approximately 0.9 miles away, J.R. Arnold High School approximately 4.6 miles away, and Surfside Middle School approximately 6.7 miles away. The property is currently occupied by a month-to-month tenant, providing flexibility for the next owner. With no HOA and no deed restrictions, the possibilities are wide open -- consider it for a primary residence, second home, long-term rental, or short-term rental opportunity. Whether you're looking to live, vacation, rent, or create your own PCB retreat, 6328 Causeway Road offers location, space, flexibility, and endless potential just minutes from the beach and Grand Lagoon.

Highlights

Listed by Nathan Lawrence , 850-783-2302 and Tyler S Smith , 850-818-9004 Legacy Premier Agency , 850-468-2100. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.17

Year Built

1986

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Treasure Cove

Listing ID

794685

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Cooktop, Electric Oven
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Tub Shower

Exterior Features

Lot:Paved
Lot Dimensions:75.0 ft x 100.0 ft
Zoning:Resid Single Family
Roof:Metal
Others:
  • ▪ Additional:Patio
Sewer:Public Sewer
Principal Interest
$1,657
Taxes
$239

Home Price

$299,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$59,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,656.90

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,656.90 $238.57 $0.00 $1,895.47
Yearly $19,882.85 $2,862.79 $0.00 $22,745.64
Total $596,485.55 $85,883.70 $0.00 $682,369.25

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS