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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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6028 Elm St , Panama City Beach, FL 32408
$499,900
Est. Payment: $2,761.88/mo
2 Bed
2 Bath
2800 Sqft
0.34 Acres
Status: Active Under Contract | Days on site: 31
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BSGC - B1554,TEECT,SCHG
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Harrison Lilly Team
Owner/Operator

House Description

'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS! Welcome to 6028 Elm Street, a unique barndominium situated on a spacious double lot in the Treasure Cove area of Panama City Beach. Built in 2023, this two-bedroom, two-bathroom property offers approximately 2,800 heated and cooled square feet of thoughtfully designed living space with a distinctive character that sets it apart from the typical beach home. The property features two garages, including an oversized garage designed to accommodate a travel bus, motor coach or RV. A separate pole barn provides even more covered space for a boat, recreational vehicles, outdoor equipment or additional storage. Combined with the double lot, this property offers an exceptional amount of space and flexibility that is difficult to find in Panama City Beach. Conveniently located near the beaches, marinas, boating, dining, shopping and entertainment, this newer barndominium would make a wonderful primary residence, second home or investment property. If you are looking for something unique with plenty of room for your vehicles, boat, RV and other recreational equipment, this property is one you will want to see. All measurements and information should be verified by the buyer if important.

Highlights

Listed by Cherie Alexander , 850-960-1554 and The Emerald Coastal Team , 850-588-6181 Counts Real Estate Group Inc , 850-249-3615. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.34

Year Built

2023

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Treasure Cove Unit 2

Listing ID

794429

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Cooktop, Electric Oven
Air Cond:Ductless
Fireplaces:

Exterior Features

Lot:Paved
Lot Dimensions:150.0 ft x 100.0 ft
Zoning:Resid Multi-Family, Resid Single Family
Parking Features:Electric Gate,Gated,RV Garage,RV Access/Parking
Principal Interest
$2,762
Taxes
$319

Home Price

$499,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$99,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,761.88

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,761.88 $318.69 $0.00 $3,080.56
Yearly $33,142.51 $3,824.24 $0.00 $36,966.74
Total $994,275.18 $114,727.05 $0.00 $1,109,002.23

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T03:46:57.000Z

© 2026 Bay County Association of REALTORS