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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3600 Thomas Drive D307 , Panama City Beach, FL 32408
$260,000
Est. Payment: $1,318.67/mo
1 Bed
1 Bath
980 Sqft
Status: active | Days on site: 295
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Enjoy waterfront living in this 1BR/1BA condo with a spacious loft, perfectly positioned on the lagoon with direct access to the Gulf of Mexico. Residents have access to a dock where you can park your boat, plus on-site boat storage for owners. This prime location puts you walking distance to the beach, popular restaurants, and nightlife, directly across the street from the marina that offers additional storage for larger boats, and only half a mile from St. Andrews State Park. Whether you're seeking a weekend getaway or a year-round retreat, this condo offers the best of coastal living — boat, beach, and fun just steps from your door!

Highlights

Listed by Clint Furney , 850-258-7207 Anchor Realty Florida , 850-899-7999. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

457.67 Monthly

Year Built

1985

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Treasure Cove Condo.

Listing ID

779926

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:1
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Washer/Dryer Stacked, Electric Oven, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Main Level Primary, Tub Shower, Loft

Exterior Features

Lot Dimensions:0x0
Others:
  • Additional:Covered Patio, Dock
Sewer:Public Sewer
Parking Features:Parking Lot
Principal Interest
$1,319
Taxes
$166
HOA
$458

Home Price

$260,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$52,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,318.67

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,318.67 $165.75 $457.67 $1,942.09
Yearly $15,824.05 $1,989.00 $5,492.04 $23,305.09
Total $474,721.54 $59,670.00 $164,761.20 $699,152.74

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS