Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

8817 S Thomas Drive # A204 , Panama City Beach, FL 32408
$215,000
Est. Payment: $1,090.44/mo
0 Bed
1 Bath
489 Sqft
Status: active | Days on site: 208
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

Agent profile image
Harrison Lilly
Owner/Operator

House Description

This desirable low-floor unit offers the perfect beach hideaway on the sugar-white sands of Panama City Beach. Well maintained and thoughtfully furnished, the condo is truly turnkey and ready for immediate enjoyment. Whether you're seeking a short-term rental opportunity or a second home by the beach, this unit fits the bill. Conveniently located in the Thomas Drive area, you're just minutes from shopping, dining, entertainment, and all that Panama City Beach has to offer. The community provides direct beach access along with a pool just steps away--ideal for owners and guests alike. Top of the Gulf amenities include a beachfront pool, tiki bar, shuffleboard, fitness center, game room, and expansive sun decks. With its strong rental appeal and prime location, this unit presents an excellent investment opportunity. All measurements are approximate and should be verified if important.

Highlights

Listed by Tina Lamonica , 850-832-7162 Think Real Estate , 850-270-4200. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1976

County

Bay

Area

27 - Bay County

Neighborhood

Top Of The Gulf Condo

Listing ID

1009061

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:1
  • Full Bathrooms:1
Air Cond:Central Air
Fireplaces:

Exterior Features

Lot:Gulf
Sewer:Public Sewer
Principal Interest
$1,090
Taxes
$215
HOA
$0

Home Price

$215,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$43,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,090.44

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,090.44 $215.41 $0.00 $1,305.84
Yearly $13,085.27 $2,584.86 $0.00 $15,670.13
Total $392,558.20 $77,545.80 $0.00 $470,104.00

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

© 2026 Emerald Coast Multiple Listing Services