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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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116 Tierra Verde Trl , Panama City Beach, FL 32407
$625,000
Est. Payment: $3,169.88/mo
3 Bed
3 Bath
2362 Sqft
Status: active | Days on site: 110
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Rare Opportunity in Exclusive Gated Community of Tierra Verde - Panama City Beach Discover this beautifully maintained 3-bedroom, 2.5-bath executive ''GREEN HOME'' in the prestigious Tierra Verde subdivision--a gated enclave of just 24 homes within The Glades community. Centrally located, Tierra Verde offers easy access from Back Beach Parkway and Middle Beach Road, and its golf cart-friendly streets lead you straight to the white sandy beaches, local restaurants, and Duplin Winery. You'll also be minutes from world-class golf courses, Pier Park, Dolly Parton's Pirate Dinner Theater, Top Golf, popular dining spots, entertainment venues, and community parks. Situated on a quiet cul-de-sac behind a private security gate, this 2,362 sq. ft. home blends luxury with energy efficiency. The open-concept living area features 12-foot tray ceilings with crown molding and cove lighting, electricity provided through solar energy, a cozy gas fireplace, and tile floors throughout. The custom designer kitchen boasts brand new unique curved Quartz countertops, stainless steel appliances (new stove & microwave in 2023), and beautiful cabinetry. The spacious primary suite offers private pool access, tray ceiling with cove lighting, his-and-hers closets, and a spa-like bath with brand new granite double vanity countertops, jetted tub, water closet, and large custom-tiled shower. Additional highlights include a dedicated office with French doors, built-in shelving, and a driveway-facing window. Step outside to a screened-in lanai with a saltwater pool, overflowing spa, and tanning deck--perfect for relaxing or entertaining. The oversized driveway, two-car garage, and separate golf cart garage provide ample parking and storage. Recent Updates & Upgrades: Roof: Replaced June 2024, HVAC: Replaced December 2024, Gutters: Replaced December 2024. Solar Panels: New with transferable warranty--significant energy savings. Pool Screen: Replaced January 2025, Pool Deck: Refinished April 2025, Pool Light: Replaced May 2025. Kitchen / Baths Countertops Replaced April 2026 If you're seeking a move-in-ready home in a prime location with luxury finishes, modern upgrades, and low maintenance, this is a rare find you won't want to miss. Seller is willing to remove solar panels with acceptable offer if you are not interested in solar energy. HOA includes monthly trash service.

Highlights

Listed by Daryle Burkey , 850-896-7755 Coldwell Banker Realty , 850-234-6696. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.17

HOA Fee

1750 Annually

Year Built

2003

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Tierra Verde

Listing ID

788170

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:ENERGY STAR Qualified Appliances, Gas Cooktop, Gas Oven, Water Softener Owned
Air Cond:Central Air,Ceiling Fan(s),ENERGY STAR Qualified Equipment
Fireplaces:Gas
Other:
  • Additional:Double Vanity, Jetted Tub, Main Level Primary, Separate Shower, Smart Thermostat, Walk-In Closet(s)

Exterior Features

Lot:Cul-De-Sac,Sprinkler System,Paved
Lot Dimensions:50x140
Zoning:City, Resid Single Family
Roof:Composition,Shingle
Others:
  • Additional:Patio, Rain Gutters
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener,Gated
Principal Interest
$3,170
Taxes
$510
HOA
$1,750

Home Price

$625,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$125,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,169.88

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,169.88 $509.67 $1,750.00 $5,429.55
Yearly $38,038.58 $6,116.00 $21,000.00 $65,154.58
Total $1,141,157.55 $183,480.00 $630,000.00 $1,954,637.55

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS