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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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140 Tierra Verde Way , Panama City Beach, FL 32407
$890,000
Est. Payment: $4,513.91/mo
6 Bed
4 Bath
4425 Sqft
Status: pending | Days on site: 98
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

MOTIVATED SELLER!!! IT'S THE PERFECT OPPORTUNITY TO OWN IN ONE OF THE MOST SOUGHT AFTER NEIGHBORHOOD!! Some homes are just listed... while others make a Statement!! Fully Upgraded. Entertainer's Dream. Rare Half-Acre Corner Lot!! The Elliot floor plan stands out as one of the most sought-after modern designs on the market today, thoughtfully crafted for both everyday living and elevated entertaining. Featuring a primary suite on the first floor, it offers the perfect blend of comfort, privacy, and convenience. At the heart of the home, you'll find a chef-inspired kitchen with generous counter space, a large island, and seamless flow into the main living area, ideal for hosting or simply enjoying day-to-day life. And just when you think it couldn't get better... it does! Instead of one, this home offers two expansive open- concept living spaces, giving you the flexibility to create distinct areas for entertaining, relaxing, or gathering with family and friends--all without sacrificing that open, airy feel that today's buyers love. This is more than a floor plan--it's a lifestyle upgrade! Some of the upgrades include, updated modern luxury vinyl flooring throughout and new quartz countertops in both the kitchen and bathrooms, creating a clean, cohesive, and contemporary feel. In addition to that, a custom-built-in wine and beverage station with integrated bottle storage, glass display cabinetry, and an under-counter wine refrigerator--perfectly designed for entertaining with both elegance and convenience. Step outside and experience a true entertainer's paradise with the front and back porches upgraded with modern rectangular pavers, and the back porch fully screened in for year-round enjoyment. Custom outdoor kitchen featuring a premium Bull Bison 30-Inch Built-In Charcoal Grill, stainless steel refrigerator, and side burner. Custom-built Pavilion complete with seating area and electric fireplace, creating the perfect ambiance for relaxing or hosting. Situated on an **oversized-lot, one of the largest lots in the neighborhood** this property combines space, privacy, and modern living all in one. Being just a golf ride to the beach, located in a sought after neighborhood close to restaurants, shopping and Duplin Winery, this checks all the boxes of coastal living!!

Highlights

Listed by Ramone C Silvera , 954-330-3095 Salty Marlin Realty LLC , 850-615-2406. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.54

HOA Fee

783 Annually

Year Built

2022

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Tierra Verde Phase III

Listing ID

789240

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:6
  • Bathrooms:4
  • Full Bathrooms:4
Appliances:Electric Cooktop, Electric Oven, Electric Water Heater, Wine Cooler
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Double Vanity, Main Level Primary, Soaking Tub, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:201*139
Zoning:City, Resid Single Family
Others:
  • Additional:Barbecue, Patio, Outdoor Kitchen, Porch, Rain Gutters
Principal Interest
$4,514
Taxes
$696
HOA
$783

Home Price

$890,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$178,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,513.91

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,513.91 $696.33 $783.00 $5,993.25
Yearly $54,166.94 $8,356.00 $9,396.00 $71,918.94
Total $1,625,008.35 $250,680.00 $281,880.00 $2,157,568.35

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS