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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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16819 Front Beach Rd Unit 1013 , Panama City Beach, FL 32413
$470,000
Est. Payment: $2,596.68/mo
2 Bed
3 Bath
1131 Sqft
Status: Active | Days on site: 123
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ECD1 - E29094,E34539
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Harrison Lilly Team
Owner/Operator

House Description

GULF-FRONT VIEWS. TWO TRUE SUITES. A HIGHLY DESIRED TIDEWATER FLOOR PLAN ON THE 10TH FLOOR. Tidewater Beach Resort Unit 1013 in Panama City Beach, Florida offers a well-positioned Gulf-front layout with two bedroom suites, a bunk area, and a third full bathroom, creating a flexible setup for owners and guests alike. The 10th-floor elevation strikes an ideal balance, giving you strong beach and Gulf views from the balcony while still offering privacy and welcome separation from pool and beach activity below. This desirable M floor plan includes floor-to-ceiling glass doors, an outdoor storage locker labeled 10-S3, an owner's closet, and a stackable washer and dryer. The kitchen is finished with granite countertops and stainless steel appliances, while recent updates include HVAC in 2020 and water heater in 2022. Both suite bathrooms feature new vanities and glass shower enclosures. The unit has been well maintained, professionally managed, and accommodates up to 8 guests. Tidewater Beach Resort remains one of the most recognized vacation destinations in Panama City Beach because of its Gulf-front setting, strong amenity package, and location near major attractions. Owners and guests enjoy two outdoor pools, a heated indoor pool, four hot tubs, a Gulf-front fitness center with Roman spas and saunas, a movie theater, on-site dining, a tiki bar, game room, and beach store. Ownership also includes complimentary professional beach setup with two chairs and an umbrella, adding convenience to time spent on the sand. The 30th-floor owner's lounge showcases panoramic views across Panama City Beach. Tidewater is positioned near Pier Park, restaurants, shopping, and entertainment, and is also approximately 20 minutes from Northwest Florida Beaches International Airport. Nearby attractions within about a mile include Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, and McGuire's Irish Pub. Tootsie's Orchid Lounge is also scheduled to open in May 2026. All listing information is deemed reliable but should be independently verified by buyers if important.

Highlights

Listed by Alice de La Penha , and Sean P Casilli , 850-771-7731 Coldwell Banker Realty , 850-234-6696. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

2007

County

Bay

Area

27 - Bay County

Neighborhood

Tidewater Beach

Listing ID

1000802

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile
Other:
  • ▪ Additional:Breakfast Bar, Owner's Closet, Washer/Dryer Hookup

Exterior Features

Lot:Gulf
Others:
  • ▪ Additional:Balcony, Sauna/Steam
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$2,597
Taxes
$473
HOA
$0

Home Price

$470,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$94,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,596.68

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,596.68 $473.24 $0.00 $3,069.92
Yearly $31,160.19 $5,678.91 $0.00 $36,839.10
Total $934,805.63 $170,367.30 $0.00 $1,105,172.93

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T11:00:03.000Z

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