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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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16819 Front Beach Rd Unit 2116 , Panama City Beach, FL 32413
$414,900
Est. Payment: $2,292.26/mo
1 Bed
2 Bath
817 Sqft
Status: Active | Days on site: 35
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EDR3 - E35636
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Harrison Lilly Team
Owner/Operator

House Description

**$41K IN 2025 RENTAL INCOME + HEALTHY HOA + BONUS BUNK ROOM.** Beautifully remodeled and fully furnished, this ''F'' plan at Tidewater Beach Resort offers a compelling combination of proven rental performance, strong ownership economics, and coastal appeal. The unit generated $35K in 2024 and $41K in 2025, both with owner stays, providing an established rental history with additional opportunity to increase revenue. The bonus bunk room adds valuable sleeping capacity, making this unit particularly attractive to families and vacation guests. The 1-bedroom, 2-bath unit features fresh coastal décor and stylish furnishings throughout, creating a turnkey retreat ready for personal enjoyment or continued short-term rental use. Tidewater Beach Resort offers an impressive collection of amenities, including two lagoon-style pools, a heated indoor pool, private movie theater, fitness center, and more. Just one mile from Pier Park, guests enjoy convenient access to dining, shopping, entertainment,Topgolf and Pirate's Voyage Dinner & Show. With a healthy HOA and well-managed resort this unit offers an attractive balance of income potential and manageable ownership costs. A turnkey opportunity to own a well-appointed Panama City Beach unit with established rental income, additional sleeping capacity, resort-style amenities, and a highly desirable location.

Highlights

Listed by Tristan C Matthews , 304-694-4721 Scenic Sotheby's International Realty , 850-231-6052. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

2007

County

Bay

Area

27 - Bay County

Neighborhood

Tidewater Beach Stage 2

Listing ID

1011105

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Stove/Oven Electric, Washer
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile
Other:
  • ▪ Additional:Newly Painted

Exterior Features

Lot:Gulf
Others:
  • ▪ Additional:Balcony
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$2,292
Taxes
$319
HOA
$0

Home Price

$414,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$82,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,292.26

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,292.26 $318.77 $0.00 $2,611.04
Yearly $27,507.15 $3,825.29 $0.00 $31,332.44
Total $825,214.59 $114,758.70 $0.00 $939,973.29

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T04:14:31.000Z

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