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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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16819 Front Beach Rd Unit 714 , Panama City Beach, FL 32413
$465,000
Est. Payment: $2,358.39/mo
2 Bed
3 Bath
1131 Sqft
Status: active | Days on site: 204
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Gulf-front vacation rental condo for sale in Panama City Beach at Tidewater Beach Resort, one of the most sought-after Gulf-front resorts on the Emerald Coast. Tidewater 714 is a 7th-floor beachfront condo designed for strong rental performance and effortless coastal living in one of Florida's highest-demand short-term rental markets. This highly desirable floor plan features 2 bedrooms plus a private bunk room and 3 full bathrooms, effectively functioning as a true 3-bedroom layout--one of the top-performing configurations for Panama City Beach vacation rentals. Each sleeping area offers direct access to a full bathroom, creating privacy and comfort ideal for families and larger guest groups, a key driver of occupancy and rental revenue. Expansive Gulf of Mexico views anchor the open-concept living room, kitchen, and private balcony, complemented by 9-foot ceilings and durable, low-maintenance finishes designed for both owner efficiency and guest durability. Major systems and appliances--including HVAC, water heater, washer and dryer, refrigerator, dishwasher, and microwave--have been updated from original installation, offering added value and long-term peace of mind. Sold fully furnished and rental-ready, this turnkey Panama City Beach investment property offers immediate income potential or the flexibility to enjoy as a second home on the Gulf Coast. Located on the 7th floor, the unit provides a convenient mid-level elevation with easy elevator and stair access while still capturing sweeping beachfront views--an ideal balance of accessibility and panoramic perspective. Tidewater Beach Resort amenities include over 600 feet of private white-sand beachfront, two expansive lagoon pools, an indoor heated pool, multiple hot tubs, a 4,200-square-foot Gulf-front fitness center, on-site dining and bar, movie theater, game room, covered parking garage, 24-hour security, and exclusive access to the owner's lounge. Ownership also includes two beach chairs with umbrella through the beach service program (guest usage fees prepaid through year-end) and an assigned storage locker located directly next to the unit, with fees prepaid through 2026. Ideally located just minutes from Pier Park, dining, shopping, and entertainment, Tidewater 714 offers a compelling combination of strong cash-flow potential, Gulf-front lifestyle flexibility, and long-term appreciation within the Panama City Beach real estate market. Schedule your private showing today.

Highlights

Listed by Rachel N Warrell , 850-896-5899 eXp Realty, LLC , 850-896-5899. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

967 Monthly

Year Built

2007

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Tidewater Beach Phase II

Listing ID

783997

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Washer/Dryer Stacked, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Plumbed For Ice Maker
Air Cond:Central Air,Varies by Unit
Fireplaces:
Other:
  • Additional:Main Level Primary, See Remarks, Shower Only, Home Theater

Exterior Features

Lot Dimensions:0x0
Zoning:Resort
Sewer:Public Sewer
Parking Features:Gated,Paved
Principal Interest
$2,358
Taxes
$470
HOA
$967

Home Price

$465,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$93,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,358.39

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,358.39 $469.75 $967.00 $3,795.14
Yearly $28,300.71 $5,637.00 $11,604.00 $45,541.71
Total $849,021.22 $169,110.00 $348,120.00 $1,366,251.22

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS