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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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16819 Front Beach Rd Unit 405 , Panama City Beach, FL 32413
$550,000
Est. Payment: $2,789.50/mo
2 Bed
2 Bath
1593 Sqft
Status: active | Days on site: 160
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to Tidewater Beach Resort Unit 405 — a rare opportunity to own the largest 2-bedroom floor plan offered in one of Panama City Beach's most sought-after Gulf-front communities. This spacious layout provides the perfect blend of comfort and functionality, featuring expansive living areas, generous bedroom sizes, and a private balcony ideal for enjoying coastal breezes and breathtaking sunsets. Designed for both relaxation and entertaining, the open-concept kitchen flows seamlessly into the dining and living space, while the oversized primary suite offers a true retreat with ample room and privacy. The larger floor plan sets this unit apart, giving you the extra space that makes all the difference for full-time living, vacationing, or rental investment. Tidewater Beach Resort is known for its exceptional amenities, including multiple outdoor Gulf-front pools, a heated indoor pool, hot tubs, a beachfront tiki bar and grill, a state-of-the-art fitness center, sauna and steam rooms, a private movie theater, owners' lounge, covered parking garage, and 24-hour security. With direct beach access and resort-style conveniences at your fingertips, every day feels like a vacation. Whether you're searching for a primary residence, second home, or income-producing property, Unit 405 offers space, location, and amenities that are hard to match. This unit has never been used as a rental, making it in exceptional condition with extra ''in home'' touches!

Highlights

Listed by Hunter Denton , 901-604-5474 REMAX By The Sea , 850-424-3674. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

Year Built

2007

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Tidewater Beach Phase I

Listing ID

785165

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s),Heat Pump
Fireplaces:
Other:
  • Additional:Double Vanity, Main Level Primary, Soaking Tub, Separate Shower, Walk-In Closet(s), Home Theater

Exterior Features

Lot Dimensions:0x0
Sewer:Public Sewer
Parking Features:Gated
Principal Interest
$2,789
Taxes
$526
HOA
$0

Home Price

$550,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$110,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,789.50

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,789.50 $525.83 $0.00 $3,315.33
Yearly $33,473.95 $6,310.00 $0.00 $39,783.95
Total $1,004,218.64 $189,300.00 $0.00 $1,193,518.64

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS