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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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16819 Front Beach Rd Unit 2108 , Panama City Beach, FL 32413
$534,500
Est. Payment: $2,953.04/mo
2 Bed
2 Bath
1593 Sqft
Status: Active | Days on site: 271
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Harrison Lilly Team
Owner/Operator

House Description

Escape to paradise in this stunning Gulf-front condo at Tidewater Beach Resort! Imagine spending every winter here, curled up with coffee as waves crash outside--completely escaping those northern chills, just like the sellers did for many years--while summer rental income helps cover the bills! This beautiful 1,593 sq ft condo features two cozy bedrooms, two spacious bathrooms, and sleek tile floors throughout an open, airy layout flooded with natural sunlight. You'll love the high-end kitchen (perfect for actually wanting to cook!), plus high-speed internet to stay connected with friends and family. It's an ideal setup for full-time living, too--and you'll enjoy Florida's no state income tax benefit! Tastefully furnished and move-in ready for instant comfort. But that's not all: Tidewater's incredible amenities await! Jump into two massive lagoon pools or the heated indoor pool, unwind in the Roman spa, pump it up in the 4,300 sq ft fitness center, catch a movie in the on-site theater with stadium seating, or mingle at the beachfront restaurant and bar for sunset toasts. Can't you already picture yourself here, waking up to breathtaking waves and sugar-white sand beaches?

Highlights

Listed by Corraine D Stichnoth , 317-402-5561 The Ketchersid Group LLC , 850-344-9848. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

3210.2 Quarterly

Year Built

2007

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Tidewater Beach Phase I

Listing ID

782747

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Washer/Dryer Stacked, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Main Level Primary, Soaking Tub, Separate Shower, Walk-In Closet(s), Home Theater

Exterior Features

Lot Dimensions:0x0
Sewer:Public Sewer
Principal Interest
$2,953
Taxes
$518
HOA
$3,210

Home Price

$534,500

Loan Details

30 yrs
7.374%

Down Payment

20%
$106,900
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,953.04

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,953.04 $517.50 $3,210.20 $6,680.74
Yearly $35,436.43 $6,210.00 $38,522.40 $80,168.83
Total $1,063,092.78 $186,300.00 $1,155,672.00 $2,405,064.78

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T05:07:46.000Z

© 2026 Bay County Association of REALTORS