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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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16819 Front Beach Rd Unit 1605 , Panama City Beach, FL 32413
$529,900
Est. Payment: $2,927.62/mo
2 Bed
2 Bath
1593 Sqft
Status: Active | Days on site: 24
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Harrison Lilly Team
Owner/Operator

House Description

Experience beachfront living at its finest in this beautifully maintained Gulf-front residence at Tidewater Beach Resort, one of Panama City Beach's most sought-after resort destinations. Designed for both personal enjoyment and strong vacation rental appeal, this spacious floor plan features an open-concept layout that maximizes natural light and showcases breathtaking views of the Gulf. One of the residence's standout features is the Gulf-front primary suite, allowing you to wake each morning to panoramic emerald water views and direct balcony access--a highly desirable floor plan rarely found in many beachfront condominiums. Hard surface flooring throughout provides a clean, low-maintenance interior that's ideal for coastal living and rental use alike. Offered in turnkey condition, this property is ready to enjoy from day one while eliminating many of the updates buyers often face. Tidewater Beach Resort remains one of Panama City Beach's premier Gulf-front communities, offering over 600 feet of sugar-white beachfront along with an exceptional collection of amenities including multiple outdoor pools, a heated indoor pool, Gulf-view fitness center, on-site movie theater, coffee bar, and an exclusive top-floor owner's lounge. Ideally situated on the desirable west end of Panama City Beach, you're just minutes from Pier Park's shopping, dining, and entertainment, providing the perfect combination of resort-style beachfront living and everyday convenience.

Highlights

Listed by John B Skinner Jr. , 850-543-5763 Keller Williams Realty Emerald , 850-654-2900. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

3198.34 Quarterly

Year Built

2007

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Tidewater Beach Phase I

Listing ID

792898

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Other:
  • ▪ Additional:Main Level Primary

Exterior Features

Lot Dimensions:n/a
Sewer:Public Sewer
Principal Interest
$2,928
Taxes
$338
HOA
$3,198

Home Price

$529,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$105,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,927.62

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,927.62 $337.81 $3,198.34 $6,463.77
Yearly $35,131.45 $4,053.74 $38,380.08 $77,565.27
Total $1,053,943.62 $121,612.05 $1,151,402.40 $2,326,958.07

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T05:07:46.000Z

© 2026 Bay County Association of REALTORS