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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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16819 Front Beach Rd Unit 1200 , Panama City Beach, FL 32413
$539,900
Est. Payment: $2,982.87/mo
2 Bed
2 Bath
1182 Sqft
Status: Active | Days on site: 13
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EMSSP - B12123,B11166
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Harrison Lilly Team
Owner/Operator

House Description

Turnkey, furnished Gulf-front retreat with a new AC system, new flooring and a beautifully remodeled interior! This spacious 12th-floor, 2-bedroom, 2-bath condo offers approximately 1,182 square feet, breathtaking Gulf views and a private balcony perfect for enjoying unforgettable sunsets. The open living and dining area flows into a well-equipped kitchen, creating an inviting space for owners and guests. Offered furnished and ready to enjoy, this property is ideal as a second home, beach getaway or short-term rental investment. Tidewater Beach Resort offers direct beach access, two lagoon-style outdoor pools, an indoor heated pool, hot tubs, a fitness center, sauna, steam room and theater. Conveniently located near Pier Park, dining, shopping and entertainment. Pac-Man machine not included.

Highlights

Listed by Horace A Hayden , 985-750-0000 and Emma McLeod , 404-538-3745 Emerald Seascapes Properties LLC , 404-831-3877. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

2492 Quarterly

Year Built

2007

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Tidewater Beach Phase I

Listing ID

795809

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2

Exterior Features

Lot Dimensions:0x0
Principal Interest
$2,983
Taxes
$463
HOA
$2,492

Home Price

$539,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$107,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,982.87

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,982.87 $462.52 $2,492.00 $5,937.39
Yearly $35,794.44 $5,550.20 $29,904.00 $71,248.64
Total $1,073,833.10 $166,506.00 $897,120.00 $2,137,459.10

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS