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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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16819 Front Beach Rd Unit 1013 , Panama City Beach, FL 32413
$470,000
Est. Payment: $2,383.75/mo
2 Bed
3 Bath
1131 Sqft
Status: active | Days on site: 123
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

GULF-FRONT VIEWS. TWO TRUE SUITES. A HIGHLY DESIRED TIDEWATER FLOOR PLAN ON THE 10TH FLOOR. Tidewater Beach Resort Unit 1013 in Panama City Beach, Florida offers a well-positioned Gulf-front layout with two bedroom suites, a bunk area, and a third full bathroom, creating a flexible setup for owners and guests alike. The 10th-floor elevation strikes an ideal balance, giving you strong beach and Gulf views from the balcony while still offering privacy and welcome separation from pool and beach activity below. This desirable M floor plan includes floor-to-ceiling glass doors, an outdoor storage locker labeled 10-S3, an owner's closet, and a stackable washer and dryer. The kitchen is finished with granite countertops and stainless steel appliances, while recent updates include HVAC in 2020 and water heater in 2022. Both suite bathrooms feature new vanities and glass shower enclosures. The unit has been well maintained, professionally managed, and accommodates up to 8 guests. Tidewater Beach Resort remains one of the most recognized vacation destinations in Panama City Beach because of its Gulf-front setting, strong amenity package, and location near major attractions. Owners and guests enjoy two outdoor pools, a heated indoor pool, four hot tubs, a Gulf-front fitness center with Roman spas and saunas, a movie theater, on-site dining, a tiki bar, game room, and beach store. Ownership also includes complimentary professional beach setup with two chairs and an umbrella, adding convenience to time spent on the sand. The 30th-floor owner's lounge showcases panoramic views across Panama City Beach. Tidewater is positioned near Pier Park, restaurants, shopping, and entertainment, and is also approximately 20 minutes from Northwest Florida Beaches International Airport. Panama City Beach has also welcomed several newer attractions and entertainment venues, including Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge. HOA dues are $2,919.02/quarter and includes: Building Insurance; Internet-WiFi; Maintenance Grounds; Pest Control; Pool; Sauna/Steam Room; Spa/ Hot Tub; Trash Disposal; Water & Sewer. All listing information is deemed reliable but should be independently verified by buyers if important.

Highlights

Listed by Alice de La Penha , 850-771-3150 Coldwell Banker Realty , 850-234-6696. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

2919.02 Quarterly

Year Built

2007

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Tidewater Beach Phase I

Listing ID

788485

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Washer/Dryer Stacked, Electric Oven, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Main Level Primary, Home Theater

Exterior Features

Lot Dimensions:CONDO
Zoning:Resid Multi-Family
Sewer:Public Sewer
Parking Features:Additional Parking,Gated,Community Structure
Principal Interest
$2,384
Taxes
$300
HOA
$2,919

Home Price

$470,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$94,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,383.75

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,383.75 $299.63 $2,919.02 $5,602.40
Yearly $28,605.02 $3,595.50 $35,028.24 $67,228.76
Total $858,150.48 $107,865.00 $1,050,847.20 $2,016,862.68

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS