Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

8743 Thomas Dr Unit 606 , Panama City Beach, FL 32408
$299,000
Est. Payment: $1,516.47/mo
1 Bed
2 Bath
740 Sqft
Status: active | Days on site: 194
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

Agent profile image
Harrison Lilly
Owner/Operator

House Description

*** Motivated Seller *** Recent Price Improvement, dropped $30K Unit 606 at The Summit, is a beautifully situated Gulf-front condominium offering stunning coastal views and beachfront living at its best. This well-appointed residence features an open floor plan with abundant natural light, private balcony overlooking the sugar-white sands and emerald waters of Panama City Beach, and comfortable living space perfect for vacationing, full-time living, or investment ownership. Whether you're savoring morning coffee with sunrise over the Gulf or enjoying an evening breeze with sunset cocktails, this unit delivers the iconic coastal lifestyle buyers crave. Resort-Style Living at The Summit The Summit is one of Panama City Beach's most beloved beachfront communities, offering an array of amenities designed for fun, relaxation, and convenience: Direct private beach access with pristine shoreline just steps from your door Two Olympic-sized beachfront pools (one heated seasonally) plus children's pools Multiple hot tubs (including indoor options) and sauna/steam rooms Tiki Bar & onsite dining like Bikini Bob's Restaurant & Grill and Summit Market Fitness center, tennis courts, basketball, pickleball & shuffleboard courts Game room, picnic/BBQ areas, and 24/7 gated security Beach services including chair rentals, watersports, and parasailing available nearby for extra fun All of this makes The Summit not just a condo, but a full-resort destination right on the Gulf. Prime Location & Exciting New Neighbor Location couldn't be better , The Summit sits in the heart of Panama City Beach's vibrant coastal scene along Thomas Drive. In early 2026, the iconic Tootsie's Orchid Lounge is opening right next door, bringing tropical drinks, live music, and relaxed beach nightlife literally steps from your front door, a lifestyle and rental upside that's truly unmatched. Endless Nearby Activities & Attractions From family fun to outdoor adventure, this location puts you close to it all: Ripley's Believe It or Not! and WonderWorks for quirky, fun indoor entertainment St. Andrews State Park -- one of Florida's premier natural beach parks with fishing, trails, kayaking and picnicking ZooWorld Zoological & Botanical Conservatory -- interactive wildlife encounters Coconut Creek Family Fun Park and amusement options for all ages Dozens of great restaurants, bars, shops and local attractions just a short stroll or drive away A Smart Investment or Dream Getaway With The Summit's strong year-round appeal as a vacation rental destination, beachfront location, resort amenities, and new energy from Tootsie's next door, Unit 606 offers exceptional lifestyle value and future upside for investors or second-home buyers alike.

Highlights

Listed by Renae Cooper , 850-238-6117 Real Broker LLC , 855-450-0442. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

2243 Quarterly

Year Built

1984

County

Bay

Area

03 - Bay County - Beach

Neighborhood

The Summit

Listing ID

784397

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:1
  • Bathrooms:2
  • Full Bathrooms:1
  • 1/2 Bathrooms:1
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Tub Shower

Exterior Features

Lot Dimensions:0X0
Others:
  • Additional:Barbecue
Sewer:Public Sewer
Parking Features:Gated
Principal Interest
$1,516
Taxes
$292
HOA
$2,243

Home Price

$299,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$59,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,516.47

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,516.47 $292.33 $2,243.00 $4,051.80
Yearly $18,197.66 $3,508.00 $26,916.00 $48,621.66
Total $545,929.77 $105,240.00 $807,480.00 $1,458,649.77

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS