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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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8743 Thomas Dr Unit 1028 , Panama City Beach, FL 32408
$289,900
Est. Payment: $1,470.17/mo
1 Bed
2 Bath
740 Sqft
Status: active | Days on site: 637
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Beautifully updated and move-in ready, this Gulf-front condo at The Summit has been newly painted throughout and features stylish new coastal artwork, creating a bright, modern beach retreat that's ideal as a primary residence, second home, or vacation rental investment. Gulf-front 10th-floor condo at The Summit in Panama City Beach. This 1-Bedroom, Two-Full-Bath beachfront unit features panoramic Gulf views, direct deeded beach access, and a private balcony overlooking the white-sand shoreline. The Summit is a Gulf-front resort community offering two beachfront pools (one heated seasonally), two kiddie pools, indoor and outdoor hot tubs, sauna, fitness center, shuffleboard, and lighted tennis and pickleball courts. On-site conveniences include a Tiki Bar & Grill, ice cream shop, and a full-service convenience store. Open parking available. Prime location near St. Andrews State Park, marinas, restaurants, shopping, and popular Panama City Beach attractions. Strong potential for short-term vacation rental income or personal use. All information deemed reliable but not guaranteed; buyer to verify if important. ts central location places you near St. Andrews State Park, marinas, popular restaurants, lively entertainment, and a variety of shopping options, ensuring you're never far from the best the area has to offer. The Summit, a gated community, provides an array of resort-style amenities to enhance your experience. Enjoy two beachfront pools, including one that is heated seasonally, along with two kiddie pools, poolside hot tubs, and an indoor sauna and hot tub for ultimate relaxation. The community features a fitness center, shuffleboard, and lighted tennis and pickleball courts for those seeking an active lifestyle. The poolside Tiki Bar & Grill offers a perfect spot to grab a bite while taking in the Gulf views, and the on-site ice cream shop and convenience store add to the ease of living here. Ample open parking ensures hassle-free access to your condo. Don't miss the chance to own this beautiful piece of paradise and start living the Gulf-front lifestyle you've always dreamed of. This condo is a great choice for personal use or rental income. Schedule your showing today! All information is deemed reliable but not guaranteed; buyers are advised to verify if important.

Highlights

Listed by Sissy Carroum , 850-830-0440 REV Realty , 850-428-3338. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

2243 Quarterly

Year Built

1984

County

Bay

Area

03 - Bay County - Beach

Neighborhood

The Summit

Listing ID

766470

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:1
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Washer/Dryer Stacked, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Tub Shower

Exterior Features

Lot Dimensions:0x0
Sewer:Public Sewer
Principal Interest
$1,470
Taxes
$280
HOA
$2,243

Home Price

$289,900

Loan Details

30 yrs
6.528%

Down Payment

20%
$57,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,470.17

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,470.17 $279.72 $2,243.00 $3,992.88
Yearly $17,641.98 $3,356.60 $26,916.00 $47,914.58
Total $529,259.54 $100,698.00 $807,480.00 $1,437,437.54

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS