Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

17878 Front Beach Rd Unit B1 , Panama City Beach, FL 32413
$620,000
Est. Payment: $3,425.41/mo
3 Bed
3 Bath
1908 Sqft
Status: Active | Days on site: 40
Get Pre-Qualified
ENVB - E34267
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator

House Description

Located along Front Beach Road in Panama City Beach, Unit B-1 offers a unique opportunity for buyers seeking a versatile coastal property with strong short-term rental potential. With approximately 1,908 square feet, the property features a flexible configuration that can function as two separate accommodations, including a private downstairs studio, allowing investors to market the property as a whole or utilize the spaces separately. B-1 is the closest unit in the development to the community pool, providing convenient access to one of the property's primary guest amenities. The property is also ideally located near Panama City Beach's white-sand beaches, Pier Park, dining, shopping, entertainment, and area attractions. With its substantial square footage, flexible rental configuration, pool proximity, and desirable Panama City Beach location, B-1 stands apart from the traditional condominium investment and is well suited for a dedicated short-term rental or a combination of personal use and rental income.

Highlights

Listed by Justin I Bolton , 850-771-6057 Christies International Real Estate Emerald Coast , 850-213-2800. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1996

County

Bay

Area

27 - Bay County

Neighborhood

The Palms

Listing ID

1010710

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Cooktop, Dishwasher, Disposal, Dryer, Microwave, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Laminate,Floor Tile
Other:
  • ▪ Additional:Breakfast Bar, Ceiling Raised, Owner's Closet, Washer/Dryer Hookup

Exterior Features

Lot:Covenants,Interior,Level,Restrictions
Zoning:Resid Single Family
Others:
  • ▪ Additional:Balcony, BBQ Pit/Grill, Separate Living Area, Patio Open
Sewer:Public Sewer
Parking Features:Carport Attached,Covered
Principal Interest
$3,425
Taxes
$518
HOA
$0

Home Price

$620,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$124,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,425.41

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,425.41 $518.27 $0.00 $3,943.68
Yearly $41,104.93 $6,219.18 $0.00 $47,324.11
Total $1,233,147.85 $186,575.40 $0.00 $1,419,723.25

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

© 2026 Emerald Coast Multiple Listing Services