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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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425 Bay Shore Dr Unit 11 , Panama City Beach, FL 32407
$755,000
Est. Payment: $3,829.22/mo
2 Bed
2 Bath
2000 Sqft
Status: active | Days on site: 163
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to 425 Bay Shore Drive, Unit 11, a remarkable waterfront residence in the heart of Panama City Beach, Florida. This exceptional property offers a rare opportunity to own a bayfront home with direct access to the serene waters of the bay, complete with a marina and an assigned private boat slip. Spanning 2,000 square feet, this residence combines spacious living with the tranquility of coastal living. Upon entering, you are greeted by an open and inviting floor plan that seamlessly integrates the living, dining, and kitchen areas. The expansive windows throughout the home allow for an abundance of natural light and provide breathtaking views of the bay. The living area is designed for both relaxation and entertainment, offering ample space for gatherings with family and friends. The kitchen is equipped with modern appliances and offers plenty of counter space and storage, making it a functional hub for culinary enthusiasts. Adjacent to the kitchen, the dining area provides a picturesque setting for enjoying meals while overlooking the water. This home features two generously sized bedrooms, each with its own en-suite bathroom, ensuring privacy and comfort for residents and guests alike. The master suite is a true retreat, offering stunning water views and a well-appointed bathroom with modern fixtures. An additional half bathroom adds convenience for guests, and a dedicated laundry area enhances the practicality of this residence. The property also includes a private boat slip, allowing for easy access to the bay and the Gulf of Mexico beyond, making it an ideal choice for boating enthusiasts. Located in a desirable area of Panama City Beach, this home offers proximity to local amenities, dining, and entertainment options, while still providing a peaceful and private retreat. Whether you are seeking a permanent residence or a vacation getaway, 425 Bay Shore Drive, Unit 11, offers the perfect blend of luxury, comfort, and coastal living. This property is a unique opportunity to own a piece of paradise in one of Florida's most sought-after locations. Contact us today to schedule a private viewing and experience the beauty and tranquility of bayfront living.

Highlights

Listed by Tanya C Childs , 720-883-3829 Corcoran Reverie , 850-231-5030. Bay County Association of REALTORS

Property Type

Condo/Townhome

Lot/Acreage
0.06

HOA Fee

1578.02 Quarterly

Year Built

1985

County

Bay

Area

03 - Bay County - Beach

Neighborhood

The Moorings

Listing ID

786641

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Oven, Electric Range
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Main Level Primary

Exterior Features

Lot Dimensions:27 x 102
Zoning:Resid Single Family
Roof:Tile
Others:
  • Additional:Boat Slip, Deck, Dock, Patio
Sewer:Public Sewer
Parking Features:Additional Parking,Garage,Garage Door Opener
Principal Interest
$3,829
Taxes
$644
HOA
$1,578

Home Price

$755,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$151,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,829.22

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,829.22 $643.50 $1,578.02 $6,050.74
Yearly $45,950.61 $7,722.00 $18,936.24 $72,608.85
Total $1,378,518.32 $231,660.00 $568,087.20 $2,178,265.52

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS