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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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121 Grand Heron Dr , Panama City Beach, FL 32407
$590,000
Est. Payment: $3,259.67/mo
3 Bed
3 Bath
2286 Sqft
0.28 Acres
Status: Active | Days on site: 23
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Harrison Lilly Team
Owner/Operator

House Description

LAKE VIEWS, PRIVACY & A PRIME PANAMA CITY BEACH LOCATION. Motivated Seller! Make the time to come view this home. Welcome to this well maintained home in the highly sought-after Glades community, ideally located south of Highway 98 in the heart of Panama City Beach. From the moment you step inside, you'll appreciate the comfortable layout, natural warmth, and peaceful setting. One of the home's standout features is the tranquil lake view. Enjoy morning coffee, evening sunsets, or simply unwind from the screened patio overlooking the water. The spacious backyard offers plenty of room to enjoy the outdoors and even has potential for a future pool and a well is included for the sprinkler system. The home has been thoughtfully maintained with several valuable improvements already completed, including an 18 SEER HVAC system installed in 2023, a black aluminum fence added in 2021 that provides functionality without taking away from the beautiful water views, and new patio screen doors in 2026. A transferable termite bond with Sentricon bait stations provides additional peace of mind. Inside, you'll find real wood flooring throughout the main living areas, under and over cabinet lighting in the kitchen, over cabinet lighting in the family room built ins, freshly cleaned carpet, and a spacious primary bath featuring a large walk-in tiled shower and separate walk-in tub. The desirable split-bedroom floor plan provides added privacy, while the additional flex space is perfect for a home office, playroom, hobby room, or whatever best fits your lifestyle. And then there's the location! You'll be just 1.4 miles from beach access 41 and the white-sand beaches of the Gulf of America, Pier Park, Frank Brown Park, Topgolf, Duplin Winery, Publix, Starbucks, Home Depot, Shell Island, popular restaurants, shopping, entertainment, and everything that makes Panama City Beach such a desirable place to call home. Whether you're searching for a primary residence or second home, this property combines a peaceful waterfront setting, valuable updates, a spacious backyard, and an incredibly convenient PCB location. Come see the possibilities for yourself! You may have just found the one! All measurements are obtained from the property appraiser's site and are approximate. Buyer should verify measurements if important.

Highlights

Listed by Susan R Cantrell , 850-449-0459 Central Bay Realty and Property Management LLC , 850-257-5016. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.28

HOA Fee

550 Annually

Year Built

1995

County

Bay

Area

03 - Bay County - Beach

Neighborhood

The Glades

Listing ID

794786

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Range
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Double Vanity, Main Level Primary, Soaking Tub, Separate Shower

Exterior Features

Lot Dimensions:90 x 140
Zoning:Resid Single Family
Roof:Composition,Shingle
Sewer:Public Sewer
Principal Interest
$3,260
Taxes
$355
HOA
$550

Home Price

$590,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$118,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,259.67

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,259.67 $355.09 $550.00 $4,164.75
Yearly $39,115.98 $4,261.06 $6,600.00 $49,977.04
Total $1,173,479.41 $127,831.80 $198,000.00 $1,499,311.21

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS