Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

404 Geneva Ave , Panama City Beach, FL 32407
$660,000
Est. Payment: $3,347.40/mo
4 Bed
3 Bath
2203 Sqft
Status: active | Days on site: 88
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

Agent profile image
Harrison Lilly
Owner/Operator

House Description

**JUST REDUCED ** MOTIVATED SELLER** SELLER OFFERING BUYER 3 MONTHS OF HOA DUES TO BE PAID AT CLOSING** A newer build in the original phase of Tapestry Park, this thoughtfully designed home offers the perfect balance of everyday convenience and coastal living - walk to school during the week and head to the beach on the weekends! The residence is filled with natural light while mature trees, lush landscaping, and a fenced backyard provide exceptional privacy. Designed for both comfort and entertaining, the home features LVP flooring throughout the living spaces, with 4 bedrooms and 2.5 bathrooms, including a first floor primary suite. Outdoor living is equally inviting with a spacious covered front porch and a private covered back patio complete with photoelectric lighting and a large ceiling fan for warmer evenings to watch your favorite team play on TV. The backyard also offers room to add a plunge pool or hot tub for an even more relaxing retreat. The open concept kitchen, dining, and living areas create a seamless gathering space for family and friends. Shiplap accents throughout the living area and stairwell are complemented by newly installed vertical shiplap in the half bath (2025). The kitchen showcases marble countertops and backsplash, custom soft close cabinetry, and an oversized island with additional seating. Premium appliances include Samsung stainless steel cooktop, range, and microwave, a GE side by side refrigerator, and a quiet Bosch dishwasher. Custom lighting in the kitchen and dining areas, along with custom Roman shades throughout the home, add elevated style and functionality. The primary suite offers a spa inspired bath featuring tiled flooring, double vanities with quartz countertops, a vintage inspired cast iron clawfoot soaking tub, and an updated marble floored walk-in shower completed in 2025 and a separate water closet. The laundry room, finished with tile flooring and equipped with a Samsung washer and dryer, is conveniently positioned near the back entry with direct access to the primary bath. Upstairs living space provides three additional bedrooms with tray ceilings, a versatile bonus space ideal for a home office or upstairs den, and a full bath with quartz countertops and tile flooring. Additional storage is available through pull down attic access both upstairs and in the attached two car garage. For enhanced home comfort, convenience, and security, the property is equipped with two AC units paired with Honeywell Home Pro Series programmable thermostats, spray foam insulation, an 80 gallon Rheem Smart Water Heater, and a Chamberlain Smart Garage Door system. The Simply Safe home security system, which will transfer with the home, includes app driven monitoring with three motion activated cameras positioned on the front porch, back porch, and garage, offering live streaming capability and two-way communication. Recent exterior improvements include new Zoysia sod installed in April 2026, a freshly washed exterior, and a newly pressure washed fence. For added peace of mind, the home also features an impact rated front door with a multi locking mechanism and Kevlar hurricane shutter screens with exterior window frame fasteners for enhanced storm protection. Located in the heart of Panama City Beach, Tapestry Park is a charming Craftsman style community designed with both families and lifestyle in mind. Just minutes from Pier Park, the neighborhood offers the perfect blend of convenience, character, and community. Vintage style lamp posts line the sidewalks, adding warmth and charm throughout the neighborhood, while underground utilities help maintain the clean, picturesque streetscape that makes Tapestry Park so inviting. Residents enjoy exceptional amenities centered around Brunswick Hall, the community's beautifully designed clubhouse featuring gathering spaces, a full kitchen, library, grilling area, and resort style pool. A second pool designed with children in mind, along with Peacock Park complete with swings, slides, open green space, and a secure wrap around fence, creates the perfect setting for families to gather and play. Outdoor enthusiasts will appreciate the pickleball, tennis, and basketball courts, expansive open fields for recreation, and scenic walking trails surrounding the ponds with convenient pet cleanup stations along the way. Brunswick Hall is also available for private events and celebrations by reservation, offering an ideal space for hosting gatherings with optional pool access for special occasions.

Highlights

Listed by MELINDA Azar , EXP Realty LLC , 888-883-8509. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.12

HOA Fee

915 Quarterly

Year Built

2021

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Tapestry Park

Listing ID

790297

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:ENERGY STAR Qualified Appliances, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s),Heat Pump
Fireplaces:
Other:
  • Additional:Coffered Ceiling(s), Double Vanity, Interior Steps, Main Level Primary, Soaking Tub, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:42x125
Zoning:Resid Single Family
Roof:Metal
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener
Principal Interest
$3,347
Taxes
$473
HOA
$915

Home Price

$660,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$132,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,347.40

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,347.40 $473.17 $915.00 $4,735.56
Yearly $40,168.75 $5,678.00 $10,980.00 $56,826.75
Total $1,205,062.37 $170,340.00 $329,400.00 $1,704,802.37

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS