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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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312 Columbus St , Panama City Beach, FL 32407
$796,000
Est. Payment: $4,397.79/mo
3 Bed
3 Bath
2937 Sqft
0.14 Acres
Status: Active | Days on site: 4
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BPR4 - B1663
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Harrison Lilly Team
Owner/Operator

House Description

Basically New Construction Without the Wait! This meticulously cared-for custom-built 3-bedroom, 2.5-bath home in the highly desirable Tapestry Park community of Panama City Beach looks and feels like a brand-new home--without the construction timeline or hassle. Built in 2018 and exceptionally maintained, this home is truly move-in ready, with no marks, wear, or projects waiting for its new owner. Inside, you'll find an inviting open-concept layout with high ceilings, quality custom finishes, and plenty of natural light. The kitchen features stainless steel appliances, ample cabinetry, and a functional design perfect for everyday living or entertaining. Custom closet organizers provide exceptional storage and organization, while the washer and dryer convey with the home for added convenience. And the value here is hard to overlook. Priced extremely well for the size of the home, the custom construction, and the highly desirable neighborhood, this property offers an opportunity to get more for your money without sacrificing quality, location, or amenities. It's the kind of home that checks all the boxes and is exceptionally difficult to replicate at this price point. Location is hard to beat. This home sits directly across from the community clubhouse and pool, with easy access to the basketball and tennis courts--making the amenities feel like an extension of your own backyard. When it's time to enjoy the best of Panama City Beach, you're just minutes from the sugar-white sand and emerald waters of the Gulf, as well as dining, shopping, entertainment, and everything that makes PCB such a sought-after coastal destination. Whether you're looking for a full-time residence, second home, or investment property, this is a rare opportunity to own a home that truly feels like new construction, without the wait. Meticulously maintained, beautifully finished, custom built, and ideally located in the heart of Panama City Beach--this one is ready to enjoy from day one.

Highlights

Listed by Christopher C Jennings , 850-532-9449 CENTURY 21 AllPoints Realty , 850-230-4514. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.14

HOA Fee

915 Quarterly

Year Built

2018

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Tapestry Park

Listing ID

796207

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Other:
  • ▪ Additional:Upper Level Primary

Exterior Features

Lot Dimensions:50.0 ft x 125.0 ft
Sewer:Public Sewer
Principal Interest
$4,398
Taxes
$468
HOA
$915

Home Price

$796,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$159,200
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,397.79

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,397.79 $468.01 $915.00 $5,780.80
Yearly $52,773.42 $5,616.17 $10,980.00 $69,369.59
Total $1,583,202.72 $168,485.10 $329,400.00 $2,081,087.82

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-06T23:58:41.000Z

© 2026 Bay County Association of REALTORS