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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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211 Cicero St , Panama City Beach, FL 32407
$1,275,000
Est. Payment: $7,044.19/mo
7 Bed
4 Bath
3930 Sqft
0.18 Acres
Status: Active | Days on site: 51
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Harrison Lilly Team
Owner/Operator

House Description

Custom-built Craftsman home with 7 bedrooms and 4.5 baths, perfectly positioned on a premium corner lot just two blocks from the beach in a golf-cart-friendly community. This exceptional property offers the ideal blend of luxury, function, and income potential. The main residence features 5 (actual) bedrooms and 3.5 baths, including a spacious primary suite with dual walk-in closets and custom-built closet systems. Thoughtfully designed for both everyday living and entertaining, the home includes a dedicated office, large playroom, Butler's pantry, spacious laundry room, and an open-concept living area centered around a beautiful interior fireplace. The chef's kitchen is equipped with premium GE Café appliances, a gas oven, and excellent flow for hosting and daily living. Upstairs, you'll find four additional bedrooms and an oversized bonus/playroom, providing plenty of space for family and guests. A Rinnai tankless water heater adds efficiency and convenience throughout the home. Outdoor living is just as impressive, with a wraparound porch, covered outdoor kitchen, exterior fireplace, and inviting sitting area--perfect for relaxing or entertaining year-round. With both interior and exterior fireplaces, this home offers warmth and charm in every season. The oversized corner lot also provides ample space for a future pool. A separate 2 bedroom 1 bathroom garage apartment adds valuable flexibility and income potential and is currently leased to a long-term tenant, making this property an excellent investment opportunity. It also offers the perfect setup for multi-generational living, guest accommodations, or private space for extended family if you prefer not to use it as a rental. Located in the highly desirable Tapestry Park community, residents enjoy access to two pools, a clubhouse, basketball court, tennis and pickleball courts, playground, and expansive green spaces. Low HOA dues include trash service plus internet and cable. This is a rare opportunity to own a custom coastal home with resort-style amenities, strong rental potential, multi-family flexibility, and unbeatable proximity to the beach. Buyer to verify all dimensions and measurements if important.

Highlights

Listed by Tyler Plunkett , 205-577-0890 Think Real Estate , 850-270-4200. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.18

HOA Fee

915 Quarterly

Year Built

2023

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Tapestry Park

Listing ID

794538

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:7
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:4
Appliances:Washer/Dryer Stacked, Gas Cooktop, Gas Oven, Gas Range, Ice Maker, Tankless Water Heater
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:Main Level Primary

Exterior Features

Lot:Sprinkler System
Lot Dimensions:64.0 ft x 120.0 ft
Roof:Composition,Shingle
Others:
  • ▪ Additional:Barbecue, Covered Patio, Outdoor Kitchen, Outdoor Shower
Sewer:Public Sewer
Principal Interest
$7,044
Taxes
$60
HOA
$915

Home Price

$1,275,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$255,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,044.19

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $7,044.19 $60.29 $915.00 $8,019.48
Yearly $84,530.30 $723.44 $10,980.00 $96,233.74
Total $2,535,908.89 $21,703.20 $329,400.00 $2,887,012.09

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS