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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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121 Cobb Rd , Panama City Beach, FL 32413
$297,000
Est. Payment: $1,506.33/mo
2 Bed
2 Bath
1145 Sqft
Status: active | Days on site: 6
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Located just blocks from the white sand beaches of the Gulf, 2-bedroom, 2-bath home features a split-bedroom floor plan, each bedroom enjoys its own full bath and walk-in closet, making the layout ideal for guests, roommates, or a primary residence. The living room offers vaulted ceilings, while the Florida room provides additional living space. Outside, you'll find a fully fenced backyard, mature palm trees, a patio, circular driveway with RV parking. Conveniently located just minutes from Pier Park, Frank Brown Park, the new state-of-the-art hospital currently under construction, Northwest Florida Beaches International Airport (ECP), shopping, dining, and entertainment, this property offers exceptional access to everything Panama City Beach has to offer. The home is being offered in its current condition and presents a fantastic opportunity for buyers looking to update, renovate, or personalize a property in an excellent location. Whether you're searching for a primary residence, second home, or investment opportunity, the potential here is undeniable. Bring your vision and make this beachside property your own.

Highlights

Listed by Tyler Poole , 850-528-7496 Douglas Eliman 30A , 850-806-1410. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.17

Year Built

1990

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Suntime Beach U-1

Listing ID

793576

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Range
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Main Level Primary, Soaking Tub, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:60.0 ft x 125.0 ft
Zoning:Resid Single Family
Sewer:Public Sewer
Principal Interest
$1,506
Taxes
$103

Home Price

$297,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$59,400
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,506.33

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,506.33 $102.70 $0.00 $1,609.03
Yearly $18,075.94 $1,232.42 $0.00 $19,308.36
Total $542,278.07 $36,972.60 $0.00 $579,250.67

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS