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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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120 Cobb Rd , Panama City Beach, FL 32413
$449,000
Est. Payment: $2,277.24/mo
3 Bed
2 Bath
1486 Sqft
Status: active | Days on site: 101
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Awesome 3 Bedroom 2 Bath Home with pool on the West end of Panama City Beach! This home features an open style floorplan perfect for entertaining guests. The master suite offers a large bedroom with walk-in closet and a roomy bathroom. Throughout you'll find ceramic tile flooring that makes beach cleanup a breeze, and offers that beach cottage feel. This home also offers an oversized garage perfect for parking and ample storage. Located in a non short term rental area, you can always expect peace and quiet while only a short walk from the beach. Schedule your showing on this one today!

Highlights

Listed by Tyler W Everett , 850-381-1192 and Mike Alvis , 850-258-2214 Performance Realty , 850-547-9400. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.19

Year Built

2013

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Suntime Beach U-1

Listing ID

789747

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Range
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Main Level Primary, Separate Shower

Exterior Features

Lot:Paved
Lot Dimensions:65x128
Zoning:Resid Single Family
Sewer:Public Sewer
Principal Interest
$2,277
Taxes
$287

Home Price

$449,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$89,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,277.24

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,277.24 $286.67 $0.00 $2,563.91
Yearly $27,326.92 $3,440.00 $0.00 $30,766.92
Total $819,807.58 $103,200.00 $0.00 $923,007.58

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS