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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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14825 Front Beach Rd Unit 803 , Panama City Beach, FL 32413
$530,000
Est. Payment: $2,688.06/mo
2 Bed
2 Bath
1249 Sqft
Status: active | Days on site: 65
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Living directly on the beach doesn't get better than this. Sunrise Beach Unit 803 sits right on the water with floor-to-ceiling views of the Gulf from both the living room and master suite -- emerald water, sugar-white sand, and front-row sunsets from your oversized private balcony. High ceilings, decor and tile throughout keep it cool and coastal. The layout is the real selling point: two full bedrooms, two full baths, plus a dedicated bunkroom enabling the unit to sleep 8 comfortably. It lives and rents like a 3-bedroom, which shows in the numbers -- peak nights fetch $400+, and the calendar is largely booked for the season. A separately deeded storage unit (valued at $15K) conveys with the sale -- a rare perk in this building. Everything's been refreshed in the last four years: HVAC, stove, microwave, dishwasher, lighting, paint, and décor. It's truly turnkey -- no honeydew list, no off-season projects. Whether you're buying for the rental income or planning to actually use it, Unit 803 makes both cases easily.

Highlights

Listed by Erik A Petrovich , 850-603-9929 EXP Realty LLC , 888-883-8509. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

3376 Quarterly

Year Built

2005

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Sunrise Beach

Listing ID

788825

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Balcony, Double Vanity, Main Level Primary, Tub Shower

Exterior Features

Lot Dimensions:78'X140'X95'X140'
Zoning:Resid Multi-Family
Sewer:Public Sewer
Parking Features:Community Structure
Principal Interest
$2,688
Taxes
$522
HOA
$3,376

Home Price

$530,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$106,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,688.06

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,688.06 $521.58 $3,376.00 $6,585.64
Yearly $32,256.72 $6,259.00 $40,512.00 $79,027.72
Total $967,701.60 $187,770.00 $1,215,360.00 $2,370,831.60

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS