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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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22708 Front Beach Rd , Panama City Beach, FL 32413
$995,000
Est. Payment: $5,497.23/mo
4 Bed
3 Bath
1962 Sqft
0.05 Acres
Status: Active | Days on site: 2
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Harrison Lilly Team
Owner/Operator

House Description

PRICED TO SELL! This home offers OCEAN VIEWS and EASY BEACH ACCESS, making it appealing as a PERSONAL GETAWAY and a STRONG-PERFORMING INVESTMENT. This 4-bedroom, 3-bathroom beach house was built in 2016 and offers approximately 1,962 square feet of living space on the quiet west end of Panama City Beach, DIRECTLY ACROSS THE STREET FROM PUBLIC BEACH ACCESS 95. This property combines solid numbers with a desirable west-end setting. GROSS RENTAL INCOME last year was $73,000; current year is $86,000; expecting $90,000 for 2026! CURRENT PROJECTION $105,000+ for 2027. All furnishings convey for this TURNKEY VACATION RENTAL! The consistent upward trend in bookings reflects GROWING DEMAND for quality homes in this part of the beach. The LOCATION ADDS REAL VALUE. Situated on the far west end of Panama City Beach, the home sits just minutes from Inlet Beach and the start of Scenic Highway 30A. This stretch offers a quieter atmosphere than the central tourist areas while still providing quick access to 30A's upscale communities and amenities. Ongoing improvements to multi-use paths and sidewalks are steadily enhancing connectivity throughout the area. Nearby Lake Powell, one of the largest coastal dune lakes in the region, adds another layer of outdoor appeal with opportunities for kayaking and time on the water. Publix, Aldi, Dunkin, and a 24/7 gym are all within walking distance, along with other shops at Carrillon Beach Center. Just 7.8 miles west is Pier Park (shops and restaurants, pier fishing, parades, and concerts, arcade, skywheel), and Pirates Voyage Dinner Show. Shipwreck Water Park is also a nearby local attraction. New Roof in 2021 Please let us know if you have any questions! All information is believed accurate but is not guaranteed and should be independently verified by the buyer or buyer's agent. Rental income figures, projections, and performance data are estimates based on available records and are subject to change. Furnishings shown in photographs may differ from current contents -- the living room couch has been upgraded since some photos were taken. Buyers are encouraged to confirm all material details, including property condition, income history, and inclusions, through their own due diligence

Highlights

Listed by Todd Weber , 850-855-6172 Beach Time Realty, Inc , 850-381-3156. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.05

HOA Fee

1500 Annually

Year Built

2006

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Sunnyside

Listing ID

795341

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Balcony, Tub Shower, Walk-In Pantry

Exterior Features

Lot:Paved
Lot Dimensions:28.0 ft x 83.0 ft
Zoning:County, Resid Single Family
Roof:Metal
Others:
  • ▪ Additional:Covered Patio, Deck, Patio, Outdoor Shower
Sewer:Public Sewer
Principal Interest
$5,497
Taxes
$644
HOA
$1,500

Home Price

$995,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$199,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,497.23

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,497.23 $644.23 $1,500.00 $7,641.46
Yearly $65,966.78 $7,730.75 $18,000.00 $91,697.53
Total $1,979,003.41 $231,922.50 $540,000.00 $2,750,925.91

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS