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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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9850 S Thomas Drive 404e , Panama City Beach, FL 32408
$315,000
Est. Payment: $1,597.62/mo
1 Bed
1 Bath
609 Sqft
Status: active | Days on site: 29
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Something is not right here!! Look at the renovation on this one and look at the price!! I think you might be able to have your dream come true!! Discover the ultimate coastal escape in this stunning Gulf front condo, where the rhythm of the waves and the warmth of white sandy beaches become your everyday reality. From the moment you step inside you are greeted by the kind of luxury that turns a vacation into a lifestyle and a lifestyle into a smart investment. The completely remodeled kitchen sets the tone with sleek quartz countertops, beautiful white cabinetry with updated handles and matching white appliances that bring a clean crisp coastal aesthetic to the heart of the home. The shiplap detailing adds that signature beach home character while luxury vinyl plank flooring runs throughout combining beauty with the durability that a Gulf front property demands. The standout spa-inspired shower fully tiled with a glass door enclosure elevates the bath experience well beyond your ordinary condo. And the furniture? This one comes curated with higher end pieces that photograph beautifully and keep guests coming back. Positioned in the best C location in the building your direct Gulf front views stretch across the shimmering emerald waters and the pristine white sandy beaches that make Panama City Beach one of the most sought-after destinations on the Gulf Coast. Sunbird delivers on every level with a fitness center, attentive security, tennis/pickleball courts, fountains, Washer/dryer facilities, grills, three pools including one heated pool and a recently redone center pool along with a building that passes all inspections and an exceptional HOA team keeping everything in top condition. Walk to Pineapple Willies, Walmart, Waffle House and a number of dining options and soon Tootsies rising where the iconic Spinnakers once stood. This is not just a place to escape. It is a proven income-producing asset in one of Florida's most popular beach markets. Whether you are searching for your personal coastal retreat or a high-performing short-term rental investment this condo checks every box.

Highlights

Listed by Mike A Glass , 770-916-1177 LPT Realty LLC , 877-366-2213. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

Year Built

1984

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Sunbird Condo

Listing ID

789843

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:1
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Smart Thermostat

Exterior Features

Lot:Paved
Lot Dimensions:0
Zoning:Resid Multi-Family
Roof:Metal
Sewer:Public Sewer
Parking Features:Parking Lot,Gated
Principal Interest
$1,598
Taxes
$296
HOA
$0

Home Price

$315,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$63,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,597.62

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,597.62 $296.00 $0.00 $1,893.62
Yearly $19,171.45 $3,552.00 $0.00 $22,723.45
Total $575,143.40 $106,560.00 $0.00 $681,703.40

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS