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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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9850 S Thomas Drive 1109w , Panama City Beach, FL 32408
$260,000
Est. Payment: $1,318.67/mo
1 Bed
1 Bath
609 Sqft
Status: active | Days on site: 866
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

PRICE IMPROVEMENT! Experience the ultimate beachfront retreat in this stunning 1-bedroom, 1-bathroom condo, nestled on the 11th floor of the Sunbird Complex in Panama City Beach. With sleeping arrangements for up to 4 guests, revel in the panoramic Gulf views from your private balcony overlooking the main pool. Adjacent to the unit, the seasonally heated West tower pool offers a serene setting for relaxation. Perfectly poised for rental success, this condo boasts a fully equipped kitchen and a cozy Queen Sleeper Sofa. Enjoy access to three pools, including one heated pool, as well as tennis courts (currently undergoing restoration), community and fitness rooms, and secured pool areas with coded beach access. This fully furnished Gulf-front condo is ready for its new owner! Enjoy the breathtaking Gulf of Mexico views from the balcony, which is among the finest in Panama City Beach. Sunbird is a gated complex offering a wealth of amenities, including three pools (with one heated in cooler months), shuffleboard, and a fitness center. Excitingly, Sunbird is in the process of renovating the tennis courts to accommodate pickleball enthusiasts. Discover the convenience of a gated community with additional security measures, including a private gate leading to Pineapple Willie's. Walmart and local attractions are just a leisurely stroll away, making this location unbeatable. Don't miss the chance to make this beachfront paradise your own. Call today to schedule your tour and seize this opportunity for coastal living at its finest!

Highlights

Listed by Rachel N Warrell , 850-896-5899 eXp Realty, LLC , 850-896-5899. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

701.8 Monthly

Year Built

1984

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Sunbird Condo

Listing ID

754673

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:1
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air,Varies by Unit
Fireplaces:
Floor:Partially Carpeted
Other:
  • Additional:Main Level Primary, Tub Shower

Exterior Features

Lot:Paved
Lot Dimensions:0x0
Zoning:Resort
Parking Features:Parking Lot,Gated
Principal Interest
$1,319
Taxes
$254
HOA
$702

Home Price

$260,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$52,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,318.67

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,318.67 $254.00 $701.80 $2,274.47
Yearly $15,824.05 $3,048.00 $8,421.60 $27,293.65
Total $474,721.54 $91,440.00 $252,648.00 $818,809.54

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS