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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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9850 S Thomas Drive 1011w , Panama City Beach, FL 32408
$349,900
Est. Payment: $1,933.15/mo
1 Bed
1 Bath
609 Sqft
Status: Active | Days on site: 207
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B98RE - B12976
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to this direct Gulf-front, 10th-floor condo on the west end, offering unobstructed Gulf views and easy access to the sugar-white sand just steps from the building. This 1BR/1BA unit comes fully furnished and comfortably sleeps four with a queen bed and sleeper sofa, making it a great beach getaway or income-producing rental. Inside, you'll find an open living area, a full kitchen with stainless steel appliances, white cabinetry, and marble countertops, plus a private Gulf-front balcony that's perfect for sunsets and catching the coastal breeze. Recent updates include new appliances, countertops, paint, a newer HVAC system, and a hot water heater. Short-term rentals are allowed, pets are permitted (see condo rules and regulations), and the unit includes one unassigned parking space. Owners and guests enjoy resort-style amenities such as a private beach, three Gulf-front pools (one seasonally heated), tiki bar, clubhouse, game room, tennis courts, racquetball, shuffleboard, and complimentary beach service with two chairs and an umbrella for the 2025 season (March-October). Whether you're looking for a turnkey rental or a low-maintenance beachfront condo, this unit checks all the boxes for true Gulf-front living. Call today!

Highlights

Listed by Carter L Dorsch , 850-624-7144 98 Real Estate Group, LLC , 850-648-2200. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

2136.52 Quarterly

Year Built

1984

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Sunbird Condo

Listing ID

783010

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Electric Range, Electric Water Heater

Exterior Features

Lot Dimensions:0x0
Zoning:Resid Multi-Family
Roof:Metal
Sewer:Public Sewer
Principal Interest
$1,933
Taxes
$303
HOA
$2,137

Home Price

$349,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$69,980
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Monthly Price:
$1,933.15

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,933.15 $303.42 $2,136.52 $4,373.08
Yearly $23,197.77 $3,641.00 $25,638.24 $52,477.01
Total $695,932.96 $109,230.00 $769,147.20 $1,574,310.16

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T05:07:46.000Z

© 2026 Bay County Association of REALTORS