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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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119 Summerwood Dr , Panama City Beach, FL 32413
$429,000
Est. Payment: $2,175.81/mo
3 Bed
2 Bath
1576 Sqft
Status: active | Days on site: 51
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome home! Take your golf cart to the beach from this super cute and well-maintained home in the desirable neighborhood of Summerwood! Featuring a welcoming entrance, open layout, 3 bedrooms, and 2 full baths, this home has been gently used and well maintained by owners as a second home. Enjoy a split bedroom plan with large primary bedroom and primary bath with double vanity and large closet. New roof as of 2019, exterior painted and new HVAC in the last 5 years, new microwave and garage door opener in the last year. Corrugated shutters for all windows and doors give you peace of mind and also make insurance lower. With a low HOA, neighborhood sidewalks, community pool access, a golf cart friendly neighborhood, and so close to the beach, Summerwood neighborhood provides the ideal neighborhood for the coastal lifestyle. This home has a great location within the neighborhood; easy to get in and out, convenient to retreat to swim or relax at the community pool, and also easy to get to the beach and Pier Park! The location is exceptionally convenient, situated within a mile of Aaron Bessant Amphitheater, numerous walking trails, Pier Park, Top Golf, a wide variety of restaurants, dining options and extensive shopping. The beach is just a short walk or golf cart ride making this home the perfect blend of location and lifestyle. This well-maintained home is an excellent choice as your next primary residence, second home, or long-term rental investment property in one of Florida's most coveted beach destinations. Call today!

Highlights

Listed by Michele Morros , 850-258-9878 and Ann Wohlford , 850-624-6909 Keller Williams Success Realty , 850-249-0313. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.19

HOA Fee

177 Quarterly

Year Built

2001

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Summerwood

Listing ID

791600

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Oven
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Double Vanity, Main Level Primary, Tub Shower

Exterior Features

Lot:Paved
Lot Dimensions:92.0 ft x 91.0 ft
Zoning:Resid Single Family
Others:
  • Additional:Patio
Sewer:Public Sewer
Principal Interest
$2,176
Taxes
$273
HOA
$177

Home Price

$429,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$85,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,175.81

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,175.81 $273.49 $177.00 $2,626.29
Yearly $26,109.68 $3,281.85 $2,124.00 $31,515.53
Total $783,290.54 $98,455.50 $63,720.00 $945,466.04

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS