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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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104 Sandalwood Ln , Panama City Beach, FL 32413
$425,000
Est. Payment: $2,155.30/mo
3 Bed
2 Bath
1869 Sqft
Status: pending | Days on site: 130
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Major price improvement offered at an incredible value! Experience coastal living at its finest in this beautifully maintained 3-bedroom, 2-bath home with a spacious bonus room, located just minutes from the beach. Designed with comfort and style in mind, this home offers an open layout that is perfect for both everyday living and entertaining. The thoughtfully designed floor plan features generous living spaces, well-appointed bedrooms, and a versatile bonus room that can easily serve as a home office, media room, or guest retreat. The kitchen flows seamlessly into the main living area with gas fireplace, creating an inviting space to gather with family and friends. The home also boasts a large dining area off the kitchen and laundry room with new washer and dryer. The home features a new A/C unit, roof, garage door, fence, and carpet as well. Step outside and enjoy the relaxed coastal lifestyle with a fully fenced large backyard and patio area with retractable awning and room for a pool. The beach is just a short walk or golf cart ride away! The community of Summerwood is family friendly with sidewalks and a community pool. It's conveniently located approximately 1 mile from Pier Park where you can enjoy shopping, dining, and entertainment making this home the perfect blend of location and lifestyle.

Highlights

Listed by Julie Hart , 850-849-9080 and Julie Hart , 850-849-9080 On The Coast Real Estate Group , 850-830-0787. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.19

HOA Fee

Year Built

1998

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Summerwood Phase II

Listing ID

786377

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Range, Ice Maker
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:Gas
Other:
  • Additional:Main Level Primary, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:75x109
Roof:Composition,Shingle
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener
Principal Interest
$2,155
Taxes
$23
HOA
$0

Home Price

$425,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$85,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,155.30

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,155.30 $22.67 $0.00 $2,177.96
Yearly $25,863.55 $272.00 $0.00 $26,135.55
Total $775,906.54 $8,160.00 $0.00 $784,066.54

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS