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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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307 Summerwood Dr , Panama City Beach, FL 32413
$479,000
Est. Payment: $2,646.41/mo
3 Bed
2 Bath
2115 Sqft
0.18 Acres
Status: Pending | Days on site: 19
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Harrison Lilly Team
Owner/Operator

House Description

Experience pride of ownership here in the Summerwood neighborhood and welcome to your Panama City Beach Oasis. Here you can discover your perfect blend of comfort, style and coastal living. This is a well maintained home with approx. 2115 sq. ft. and features a Gunite in-ground swimming pool, palm trees, an 8'x40' raised sundeck, and an enclosed back sunroom with a raiseable service window for bar & food service to your pool area for enjoyment. Located just blocks from the beach via Mike Drive and close proximity to Pier Park, Top Golf, Dolly's Pirate dinner show and more. The back patio includes a mini fridge, a big screen TV, a portable AC unit and an Ice maker. Master bedroom has 2 walk-in closets, a soaking tub and a separate shower, with double vanities! Beautifully enclosed sunroom with tongue-and-groove ceilings, built-in cabinetry, and ceiling fans too! 2 car garage, fireplace and mantle in the grand-room, the guest bedrooms all have built in closet organizers and one has a private bath entry. This is an exceptional home combining comfort with style and coastal vibes for living indoors or outdoors. Kitchen has Granite and Premium Appliances, Serving area and lots of cabinets. Security system installed, The AC was installed in 2020, New roof 2021.

Highlights

Listed by Mark A Chambliss , 334-596-1474 Coastal Palms Real Estate , 716-912-1447. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.18

HOA Fee

180 Quarterly

Year Built

1997

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Summerwood Phase I

Listing ID

794555

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s),Heat Pump
Fireplaces:
Other:
  • ▪ Additional:Double Vanity, Main Level Primary, Soaking Tub, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot:Sprinkler System
Lot Dimensions:75.0 ft x 110.0 ft
Zoning:Resid Single Family
Roof:Shingle
Others:
  • ▪ Additional:Deck, Patio
Sewer:Public Sewer
Principal Interest
$2,646
Taxes
$407
HOA
$180

Home Price

$479,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$95,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,646.41

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,646.41 $407.49 $180.00 $3,233.90
Yearly $31,756.87 $4,889.87 $2,160.00 $38,806.74
Total $952,706.16 $146,696.10 $64,800.00 $1,164,202.26

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T03:46:57.000Z

© 2026 Bay County Association of REALTORS