Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

I agree to receive automated marketing calls and texts (SMS/MMS) from Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE, its affiliates and their agents. Msg & data rates may apply. Msg frequency varies. Reply STOP to cancel. Consent is not required for purchase. I also agree to the Terms of Use and Privacy Policy.

main property photo 0
main property photo 1
main property photo 2
main property photo 3
main property photo 4
main property photo 5
main property photo 6
main property photo 7
main property photo 8
main property photo 9
main property photo 10
main property photo 11
main property photo 12
main property photo 13
main property photo 14
main property photo 15
main property photo 16
main property photo 17
main property photo 18
main property photo 19
main property photo 20
main property photo 21
main property photo 22
main property photo 23
main property photo 24
main property photo 25
main property photo 26
main property photo 27
main property photo 28
main property photo 29
main property photo 30
main property photo 31
main property photo 32
main property photo 33
main property photo 34
main property photo 35
main property photo 36
main property photo 37
main property photo 38
main property photo 39
main property photo 40
main property photo 41
main property photo 42
main property photo 43
main property photo 44
main property photo 45
main property photo 46
main property photo 47
main property photo 48
main property photo 49
main property photo 50
main property photo 51
main property photo 52
main property photo 53
main property photo 54
main property photo 55
main property photo 56
main property photo 57
main property photo 58
main property photo 59
main property photo 60
main property photo 61
main property photo 62
main property photo 63
main property photo 64
main property photo 65
main property photo 66
main property photo 67
main property photo 68
main property photo 69
main property photo 70
main property photo 71
main property photo 72
main property photo 73
main property photo 74
main property photo 75
main property photo 76
main property photo 77
main property photo 78
main property photo 79
main property photo 80
main property photo 81
main property photo 82
main property photo 83
main property photo 84
main property photo 85
main property photo 86
main property photo 87
View All (88)
property photo 1
property photo 2
property photo 3
128 Bonaire Dr , Panama City Beach, FL 32413
$475,000
Est. Payment: $2,409.11/mo
3 Bed
2 Bath
1336 Sqft
Status: active | Days on site: 131
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

Agent profile image
Harrison Lilly
Owner/Operator
View agent profile
Email
Call

House Description

Welcome to 128 Bonaire Drive, the home at the beach that you have been wanting to see hit the market. Located in the Summer Breeze neighborhood, less than a half mile from the beach, this home has the LOCATION LOCATION LOCATION that is most important at the beach. With 3 bedrooms, 2 baths and an open concept, this one is perfect for a primary residence, second home or a vacation home. All 3 bedrooms are spacious and fitted with luxury vinyl flooring for easy maintenance. The living area opens into the dining room and kitchen nicely, making it feel much larger. The kitchen has a generous appliance package, loads of cabinet space and features solid surface countertops. Indoor living is extended outside to the screened in patio overlooking the inground, heated gunite pool. A two car garage takes care of parking. This one checks all of the boxes for beach living. CALL TODAY
Show more

Highlights

Listed by Jeff Payne , 850-890-2724 Keller Williams Success Realty , 850-249-0313. Bay County Association of REALTORS

Property Type

Residential
Lot/Acreage
0.18

HOA Fee

300 Annually

Year Built

1996

County

Bay

Area

03 - Bay County - Beach

 Neighborhood

Summer Breeze

Listing ID

787628

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Cooktop, Electric Oven, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s),Heat Pump
Fireplaces:
Other:
  • ▪ Additional:Main Level Primary, Soaking Tub, Separate Shower

Exterior Features

Lot:Paved
Lot Dimensions:70x110
Zoning:City, Resid Single Family
Roof:Shingle
Others:
  • ▪ Additional:Porch
Sewer:Public Sewer
Principal Interest
$2,409
Taxes
$397
HOA
$300

Home Price

$475,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$95,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,409.11

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,409.11 $396.50 $300.00 $3,105.61
Yearly $28,909.32 $4,758.00 $3,600.00 $37,267.32
Total $867,279.74 $142,740.00 $108,000.00 $1,118,019.74

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS