Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

104 Bimini Ct , Panama City Beach, FL 32413
$453,000
Est. Payment: $2,297.53/mo
3 Bed
2 Bath
1628 Sqft
Status: active with contingency | Days on site: 108
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

Agent profile image
Harrison Lilly
Owner/Operator

House Description

Currently under contract, seller accepting backup offers. Experience the best of coastal living in the highly sought-after Summer Breeze community of Panama City Beach. Tucked away on a quiet cul-de-sac south of Highway 98, this immaculate 3-bedroom, 2-bath home offers easy access to the beach and is just minutes from some of the area's most popular destinations, including McGuire's Irish Pub of Panama City Beach, Pier Park, and the scenic communities and beaches along 30A. Designed for both comfort and entertaining, the move-in ready home features an open-concept layout with a spacious kitchen complete with granite countertops, abundant cabinetry, and seamless flow into the dining and living areas. The split-bedroom floor plan provides added privacy, while the generous primary suite includes a cozy sitting area and direct access to the large covered porch -- the perfect spot to enjoy your morning coffee or relax after a day at the beach. The en-suite bath features a whirlpool tub, separate shower, and double vanity. Step outside to enjoy the spacious fenced backyard, ideal for pets, gatherings, or soaking in the coastal breeze. The oversized two-car garage offers plenty of room for vehicles, beach gear, and even a golf cart. Summer Breeze is a golf cart-friendly, pet-friendly neighborhood with sidewalks throughout, making it easy to bike or cruise to the nearby beach access. Whether you're looking for a full-time residence, vacation home, or investment property, this home offers the perfect combination of location, lifestyle, and convenience along the Emerald Coast.Ideally located south of Highway 98, you'll enjoy quick beach access while being only minutes from Pier Park, Topgolf, Pirate's Voyage, McGuire's, and multiple premier dining, shopping, and local golf courses. All measurement sare approximate and should be verified if important. Motivated Sellers

Highlights

Listed by Beth Christie , 850-832-9417 Local Insight Realty , 850-832-9417. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.15

HOA Fee

Year Built

1997

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Summer Breeze

Listing ID

787101

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Double Vanity, Jetted Tub, Main Level Primary, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:188x110x54x123
Zoning:Resid Single Family
Roof:Composition,Shingle
Others:
  • Additional:Outdoor Shower
Sewer:Public Sewer
Principal Interest
$2,298
Taxes
$289
HOA
$0

Home Price

$453,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$90,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,297.53

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,297.53 $288.79 $0.00 $2,586.32
Yearly $27,570.37 $3,465.45 $0.00 $31,035.82
Total $827,110.99 $103,963.50 $0.00 $931,074.49

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS